<p><strong>What role you will play in team:</strong>  You will be a vital member of our credit risk team, responsible for evaluating and mitigating financial risks associated with lending activities.</p><p><strong>What you will do:</strong> Analyze credit applications, assess borrower creditworthiness, and contribute to the development of credit risk policies and procedures.</p><p><strong>Key responsibility:</strong><ul><li>Independently analyze credit applications, financial statements, and other relevant documents to assess creditworthiness.</li><li>Develop and maintain credit risk rating models and methodologies.</li><li>Conduct due diligence on potential borrowers, ensuring thorough risk assessments are performed.</li><li>Monitor existing credit portfolios, identifying and reporting potential risks to management.</li><li>Stay abreast of changes in regulatory requirements and industry best practices related to credit risk management.</li><li>Collaborate with other departments to ensure consistent credit risk management across the bank.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Economics, or a related field.</li><li>Minimum 2-4 years of experience in credit risk management within a financial institution.</li><li>Strong understanding of credit risk principles, methodologies, and regulatory requirements.</li><li>Proficiency in financial analysis and modeling techniques.</li><li>Excellent communication, analytical, and problem-solving skills.</li><li>Experience with credit scoring models and systems.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Highly competitive salary and benefits package.</li><li>Opportunities for professional growth and career advancement.</li><li>A dynamic and challenging work environment.</li><li>Comprehensive health insurance.</li><li>Paid time off and other employee benefits.</li></ul></p><p><strong>A Day in the Life:</strong>  Your day involves analyzing financial data, conducting credit risk assessments, and collaborating with team members to minimize credit risk exposure.</p>