<p><strong>What role you will play in team:</strong> You'll be part of a team assessing credit risk for commercial loan applications, ensuring lending decisions are sound and compliant. You'll collaborate with loan officers and other credit professionals.</p><p><strong>What you will do:</strong> You'll analyze financial statements, industry trends, and economic forecasts to determine creditworthiness of borrowers.</p><p><strong>Key responsibility:</strong><ul><li>Analyze financial statements, credit reports and other relevant data for commercial loan applicants.</li><li>Assess the credit risk associated with each loan request, considering industry trends, macroeconomic conditions and borrower's financial health.</li><li>Prepare credit memos summarizing your findings and credit recommendations.</li><li>Participate in credit committee meetings, presenting your analysis and recommendations to senior credit officers.</li><li>Monitor the performance of existing commercial loan portfolios, identifying potential risks and recommending corrective actions.</li><li>Maintain accurate records and documentation of all credit related activities.</li><li>Stay abreast of industry best practices and regulatory changes in commercial lending.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting or a related field.</li><li>1-2 years of experience in credit risk management within commercial lending or a related financial services role.</li><li>Strong understanding of financial statement analysis and credit analysis principles.</li><li>Excellent analytical and problem-solving skills.</li><li>Strong communication and presentation skills.</li><li>Proficiency in Microsoft Office Suite, particularly Excel.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive compensation and benefits package.</li><li>Opportunities for professional development and advancement within JPMorgan Chase & Co.</li><li>A challenging and stimulating work environment with a global reach.</li><li>Opportunities to work on complex and high-value deals.</li><li>A culture of collaboration and mentorship.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves analyzing financial data, preparing credit memos, collaborating with colleagues and participating in credit committee meetings.</p>