<p><b>What role you will play in team:</b>Analyze credit risk in the retail lending portfolio, supporting sound lending decisions.</p><p><b>What you will do:</b>Assess creditworthiness of loan applicants, monitor loan performance, and develop risk mitigation strategies.</p><p><b>Key responsibility:</b><ul><li>Assess the creditworthiness of loan applicants.</li><li>Develop and maintain credit risk models.</li><li>Monitor loan performance and identify early warning signs of delinquency.</li><li>Develop and implement risk mitigation strategies.</li><li>Prepare credit risk reports for senior management.</li><li>Stay current on industry best practices in credit risk management.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, economics, or statistics.</li><li>2-4 years of experience in credit risk management.</li><li>Strong understanding of credit risk concepts and methodologies.</li><li>Proficiency in statistical software and MS Excel.</li><li>Excellent analytical and communication skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits.</li><li>Opportunities for professional growth and development.</li><li>A dynamic and challenging work environment.</li><li>Work from office.</li></ul></p><p><b>A Day in the Life:</b>A typical day involves analyzing credit applications, monitoring loan performance, and preparing reports.</p>