<p><strong>What role you will play in team:</strong> You will be responsible for assessing the creditworthiness of potential borrowers and managing existing loan accounts.</p><p><strong>What you will do:</strong> You'll conduct thorough credit checks, analyze financial information, and make lending recommendations.</p><p><strong>Key responsibility:</strong><ul><li>Conduct comprehensive credit assessments of potential borrowers.</li><li>Analyze financial statements, credit reports, and other relevant data.</li><li>Prepare credit reports and make lending recommendations to senior management.</li><li>Monitor loan performance and identify potential risks.</li><li>Manage a portfolio of loan accounts and ensure timely repayments.</li><li>Communicate with borrowers and resolve any issues or disputes.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in finance, accounting, or a related field.</li><li>2-4 years of experience in credit analysis or a similar role in the BFSI sector.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent understanding of credit risk assessment methodologies.</li><li>Proficiency in MS Office suite and financial software.</li><li>Effective communication and interpersonal skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Positive and supportive work environment.</li><li>Health insurance.</li><li>Paid time off.</li><li>Performance-based incentives.</li></ul></p><p><strong>A Day in the Life:</strong> Your day will involve reviewing credit applications, analyzing financial data, conducting credit assessments, and managing your loan portfolio.</p>