<p><strong>What role you will play in team:</strong> You will be a vital member of our credit risk team, assessing the creditworthiness of loan applicants and contributing to the overall risk management of the lending portfolio. Your analysis will directly impact lending decisions, ensuring sound financial practices.</p><p><strong>What you will do:</strong> You will meticulously analyze financial statements, credit reports, and other relevant data to assess the credit risk associated with loan applications. You will develop and maintain credit risk models, and provide recommendations to management regarding credit policies and procedures.</p><p><strong>Key responsibility:</strong><ul><li>Conduct thorough credit risk assessments of loan applicants.</li><li>Analyze financial statements, credit reports, and other relevant data.</li><li>Develop and maintain credit risk models.</li><li>Provide recommendations to management regarding credit policies and procedures.</li><li>Monitor the performance of the lending portfolio and identify areas of risk.</li><li>Prepare reports on credit risk assessments.</li><li>Collaborate with other members of the credit risk team to improve risk management practices.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>0-1 year of experience in credit risk management or a related field (Entry-level).</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Office Suite.</li><li>Excellent communication and interpersonal skills.</li><li>Knowledge of credit scoring models.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development.</li><li>A collaborative and supportive work environment.</li><li>Work from Home</li></ul></p><p><strong>A Day in the Life:</strong> A typical day might involve reviewing loan applications, analyzing financial data, updating credit risk models, and preparing reports. You will also collaborate with other members of the team and participate in meetings to discuss risk management strategies.</p>