<p><strong>What role you will play in team:</strong> Lead and mentor a team of underwriters while overseeing a high volume of loan applications, ensuring timely and accurate risk assessments. Contribute to the bank's credit risk management strategy.</p><p><strong>What you will do:</strong>  You'll analyze credit applications, assess risk, make lending decisions, and mentor junior underwriters. Maintain updated knowledge of lending regulations and best practices.</p><p><strong>Key responsibility:</strong><ul><li>Independently review and assess loan applications.</li><li>Assess credit risk based on financial statements and other relevant information.</li><li>Make sound lending decisions within established risk parameters.</li><li>Mentor and guide junior underwriters.</li><li>Maintain compliance with all relevant banking regulations and internal policies.</li><li>Develop and implement improved underwriting processes.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Master's degree in Finance or related field preferred.</li><li>Minimum 3-5 years of experience in loan underwriting.</li><li>Strong analytical and problem-solving skills.</li><li>In-depth knowledge of credit risk assessment and management.</li><li>Excellent communication, interpersonal, and leadership skills.</li><li>Proficiency in relevant software and systems.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Professional development opportunities.</li><li>Opportunities for career advancement.</li><li>Health insurance.</li><li>Performance-based bonuses.</li></ul></p><p><strong>A Day in the Life:</strong>  A day involves reviewing loan applications, assessing risk, making lending decisions, mentoring junior staff, and keeping abreast of regulatory changes.  It requires sharp analytical abilities and strong judgment.</p>