<p><strong>What role you will play in team:</strong> You will be a vital member of our credit risk team, contributing to the assessment and management of credit risk across various loan portfolios.  You'll work closely with other analysts and senior team members to ensure the financial health of our lending operations.</p><p><strong>What you will do:</strong> You'll analyze financial statements, credit reports, and other data to assess the creditworthiness of borrowers. You will prepare credit risk reports and presentations for management.</p><p><strong>Key responsibility:</strong><ul><li>Develop and maintain credit risk models and methodologies.</li><li>Analyze financial statements and credit reports to assess borrower creditworthiness.</li><li>Monitor and report on credit risk exposures.</li><li>Develop and implement credit risk mitigation strategies.</li><li>Prepare credit risk reports and presentations for management.</li><li>Collaborate with other departments to manage credit risk effectively.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication and presentation skills.</li><li>Proficiency in Microsoft Excel and other financial modeling tools.</li><li>Knowledge of credit risk management principles and practices.</li><li>Experience with credit scoring models (preferred).</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Positive and collaborative work environment.</li><li>Health insurance and other employee benefits.</li></ul></p><p><strong>A Day in the Life:</strong> You'll start by reviewing credit applications and financial statements. Following that, you might conduct due diligence on potential borrowers, and prepare your findings for a credit committee. The day finishes with presenting analysis of recent credit risk developments.</p>