<p><strong>What role you will play in team:</strong> You will be part of a team evaluating credit applications and managing credit risk within the bank.</p><p><strong>What you will do:</strong>  You'll assess the creditworthiness of individuals and businesses, make lending decisions, and monitor loan performance.</p><p><strong>Key responsibility:</strong><ul><li>Review and analyze credit applications, including financial statements and credit reports.</li><li>Assess credit risk based on established underwriting guidelines.</li><li>Make informed lending decisions based on risk assessment.</li><li>Monitor loan performance and identify potential problem loans.</li><li>Maintain accurate records and documentation of credit decisions.</li><li>Contribute to the development and improvement of underwriting policies and procedures.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>0-1 year of experience in credit underwriting or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Good understanding of credit risk management principles.</li><li>Excellent attention to detail and accuracy.</li><li>Effective communication and interpersonal skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>International work opportunities within Standard Chartered Bank.</li><li>A diverse and inclusive work environment.</li><li>Comprehensive training and development programs.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves reviewing credit applications, analyzing financial data, making lending decisions, and monitoring the performance of existing loans.</p>