<p><strong>What role you will play in team:</strong>  You will be responsible for evaluating loan applications and assessing the creditworthiness of potential borrowers to mitigate risks.</p><p><strong>What you will do:</strong> You will analyze financial documents and data to make informed lending decisions based on the company's credit policies.</p><p><strong>Key responsibility:</strong><ul><li>Review loan applications and supporting documentation.</li><li>Assess the creditworthiness of borrowers using various credit scoring models.</li><li>Make lending decisions based on established credit policies and guidelines.</li><li>Maintain accurate records and documentation of the underwriting process.</li><li>Identify and mitigate potential credit risks.</li><li>Collaborate with other departments (sales, operations) to ensure a smooth loan process.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Economics or a related field.</li><li>1-3 years of experience in credit underwriting or a related role.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent attention to detail and accuracy.</li><li>Understanding of credit scoring models.</li><li>Ability to work independently and as part of a team.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>A dynamic and collaborative work environment.</li><li>Health insurance and paid time off.</li></ul></p><p><strong>A Day in the Life:</strong> A day involves reviewing loan applications, analyzing financial reports, contacting borrowers to clarify information, and making credit decisions while maintaining detailed documentation for each case.</p>