<p><b>What role you will play in team:</b> You will be a vital member of our credit risk team, contributing to the development and implementation of robust risk management strategies for PayPal's rapidly growing Indian market.</p><p><b>What you will do:</b> You will analyze credit risk data, develop risk models, and monitor credit performance, ensuring the safety and soundness of PayPal's lending operations.</p><p><b>Key responsibility:</b><ul><li>Develop and implement credit risk models using statistical techniques and machine learning algorithms.</li><li>Monitor portfolio performance and identify areas for improvement in credit risk management.</li><li>Analyze credit applications and assess creditworthiness of borrowers.</li><li>Prepare regular reports and presentations on credit risk performance.</li><li>Collaborate with other teams to improve credit risk management processes.</li><li>Stay updated on industry best practices in credit risk management.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, economics, statistics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Experience with statistical software such as SAS, R, or Python.</li><li>Excellent communication and presentation skills.</li><li>Knowledge of credit risk management principles and practices.</li><li>Experience with credit scoring models is a plus.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Dynamic and collaborative work environment.</li><li>Health insurance and retirement plans.</li><li>Paid time off and holidays.</li></ul></p><p><b>A Day in the Life:</b>  A typical day involves analyzing credit data, developing and testing risk models, collaborating with colleagues, and preparing reports on credit risk performance. You will also participate in regular team meetings and stay up-to-date on industry trends.</p>