<p><strong>What role you will play in team:</strong> You will be part of a team responsible for assessing credit risk and developing credit scoring models for retail and commercial lending.</p><p><strong>What you will do:</strong> You will conduct in-depth credit analysis, develop and implement credit risk models and contribute to the continuous improvement of the credit risk management process.</p><p><strong>Key responsibility:</strong><ul><li>Conduct thorough credit risk assessments of loan applications.</li><li>Develop and maintain credit scoring models.</li><li>Monitor credit performance and identify potential risks.</li><li>Prepare reports and presentations for senior management.</li><li>Collaborate with other departments, including sales and underwriting.</li><li>Keep abreast of industry best practices in credit risk management.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Statistics, or a related field.</li><li>0-1 year of experience in credit risk or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and data analysis tools.</li><li>Excellent communication and presentation skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Positive and supportive work environment.</li><li>Comprehensive health benefits and paid time off.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves reviewing loan applications, conducting credit analysis, building and testing credit models, and reporting on credit performance.</p>