<p><strong>What role you will play in team:</strong> You will play a vital role in assessing creditworthiness of potential borrowers, contributing to the bank's risk management strategy and minimizing financial losses.</p><p><strong>What you will do:</strong> You will analyze financial data, conduct credit scoring, assess risk profiles and prepare credit reports for review by senior management. </p><p><strong>Key responsibility:</strong><ul><li>Analyze financial statements and credit reports to assess the creditworthiness of loan applicants.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor existing loan portfolios for potential risks.</li><li>Prepare credit risk reports for senior management and regulatory bodies.</li><li>Collaborate with other departments to improve credit risk management processes.</li><li>Maintain accurate records of credit risk assessments and decisions.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field</li><li>Strong analytical and problem-solving skills</li><li>Proficiency in financial modeling and credit risk analysis</li><li>Excellent communication skills, both written and verbal.</li><li>Knowledge of regulatory compliance requirements for credit risk management</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package</li><li>Opportunities for professional development and career growth</li><li>Stable and supportive work environment</li><li>Comprehensive health insurance and paid time off</li></ul></p><p><strong>A Day in the Life:</strong> A typical day will involve reviewing financial data, conducting credit scoring, preparing reports, and interacting with colleagues from other departments to ensure sound credit risk management.</p>