<p><b>What role you will play in team:</b> You will be a part of a dynamic team responsible for assessing and mitigating credit risks within the organization.  Your analysis will directly impact lending decisions and portfolio health.</p><p><b>What you will do:</b> You'll conduct in-depth credit risk assessments, analyze financial statements, and build credit risk models. Your work will contribute to minimizing potential losses and maximizing profitability.</p><p><b>Key responsibility:</b><ul><li>Conduct in-depth credit risk assessments of corporate and retail borrowers.</li><li>Analyze financial statements, industry trends, and macroeconomic factors to assess creditworthiness.</li><li>Develop and maintain credit risk models to predict default probabilities.</li><li>Monitor portfolio performance and identify early warning signs of credit deterioration.</li><li>Prepare regular reports on credit risk exposures and mitigation strategies.</li><li>Collaborate with other departments to ensure effective risk management practices.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Economics, or a related field.</li><li>0-1 years of experience in credit risk or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in financial modeling and data analysis tools (e.g., Excel, SQL).</li><li>Excellent communication and presentation skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Dynamic and collaborative work environment.</li><li>Health insurance, paid time off.</li></ul></p><p><b>A Day in the Life:</b> Your day will involve analyzing financial data, building models, attending team meetings, and collaborating with colleagues to ensure the organization's credit risk exposure is well managed and mitigated.</p>