<p><b>What role you will play in team:</b> You will be a part of a dynamic team responsible for assessing and managing credit risk within the BFSI sector. Your analytical skills will contribute directly to the firm's lending decisions.</p><p><b>What you will do:</b> You will analyze financial statements, credit reports, and other relevant data to evaluate the creditworthiness of individuals and businesses. You'll also help monitor existing credit accounts.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements and credit reports to assess credit risk.</li><li>Develop and maintain credit scoring models.</li><li>Monitor existing credit accounts and identify potential issues.</li><li>Prepare credit reports and recommendations for senior management.</li><li>Maintain accurate records and documentation.</li><li>Collaborate with other departments to ensure effective risk management.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>0-1 year of experience in credit analysis or a related field (preferred).</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and other financial software.</li><li>Excellent communication and interpersonal skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Positive and supportive work environment.</li><li>Health insurance.</li><li>Paid time off.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves reviewing financial statements, conducting credit risk assessments, collaborating with colleagues, and preparing reports for senior management.  You'll also engage in continuous learning to stay abreast of industry best practices.</p>