<p><strong>What role you will play in team:</strong>You will be a key member of the credit risk team, responsible for assessing and mitigating credit risks associated with credit card applications and existing accounts.</p><p><strong>What you will do:</strong>You will analyze credit applications, scorecards, develop strategies to minimize bad debt and maintain regulatory compliance.</p><p><strong>Key responsibility:</strong><ul><li>Assess credit risk associated with credit card applications and existing accounts.</li><li>Develop and maintain credit risk scoring models and strategies.</li><li>Monitor portfolio performance and identify areas for improvement.</li><li>Collaborate with other departments to ensure smooth credit application processing.</li><li>Adhere to regulatory guidelines and internal policies.</li><li>Analyze data to identify and mitigate credit risk.</li><li>Prepare reports and presentations for senior management.</li><li>Contribute to the development of credit risk management strategies.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Statistics, Economics, or a related field.</li><li>3-5 years of experience in credit risk management within the financial services industry.</li><li>Strong understanding of credit risk principles and methodologies.</li><li>Proficiency in statistical software and data analysis techniques.</li><li>Excellent analytical, problem-solving, and communication skills.</li><li>Knowledge of credit scoring models and techniques.</li><li>Ability to work independently and as part of a team.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Dynamic and challenging work environment.</li><li>Opportunities to work with cutting-edge technologies.</li><li>Exposure to a wide range of credit risk challenges.</li></ul></p><p><strong>A Day in the Life:</strong>Your day will be filled with analyzing data, developing models, interacting with various stakeholders, and striving to improve the bank's credit risk management.</p>