<p><strong>What role you will play in team:</strong>You will assist senior credit officers in evaluating loan applications, managing credit risk, and ensuring compliance with regulatory requirements.</p><p><strong>What you will do:</strong>You will review financial statements, credit reports, and other relevant documentation to assess creditworthiness, conduct thorough due diligence on potential borrowers and prepare credit memos.</p><p><strong>Key responsibility:</strong><ul><li>Review loan applications and supporting documentation.</li><li>Analyze financial statements and credit reports to assess creditworthiness.</li><li>Conduct due diligence on potential borrowers.</li><li>Prepare credit memos summarizing findings and recommendations.</li><li>Monitor loan performance and identify potential risks.</li><li>Maintain accurate records and comply with regulatory requirements.</li><li>Assist in the development and maintenance of credit risk policies and procedures.</li><li>Collaborate with other departments, such as underwriting and collections.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Commerce, Finance, or a related field.</li><li>0-1 year of experience in a financial institution (preferred but not required).</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication and interpersonal skills.</li><li>Proficiency in Microsoft Office Suite, especially Excel.</li><li>Understanding of basic credit risk principles.</li><li>Detail-oriented with strong organizational skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth within the company.</li><li>A supportive and collaborative work environment.</li><li>Exposure to various aspects of credit risk management.</li><li>Chance to contribute to the growth of a dynamic financial institution.</li></ul></p><p><strong>A Day in the Life:</strong>Your day will be a mix of reviewing applications, analyzing financial data, preparing reports, and collaborating with colleagues to make sound credit decisions.</p>