<p><b>What role you will play in team:</b>You'll be part of a team responsible for assessing and managing credit risk in our retail lending portfolio. Your work will directly impact our ability to extend credit responsibly.</p><p><b>What you will do:</b> You will evaluate loan applications, manage existing loan accounts, and ensure compliance with regulatory guidelines and internal policies.</p><p><b>Key responsibility:</b><ul><li>Evaluate loan applications and supporting documents.</li><li>Assess the creditworthiness of applicants.</li><li>Make lending decisions in accordance with company policies.</li><li>Monitor loan performance and manage delinquent accounts.</li><li>Maintain accurate records and documentation.</li><li>Adhere to all regulatory compliance requirements.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in commerce, finance, or a related field.</li><li>0-1 years of experience in credit management or a related field (Entry-level).</li><li>Understanding of credit risk principles.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication and interpersonal skills.</li><li>Proficiency in Microsoft Office Suite.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional growth and development within the company.</li><li>Health insurance.</li><li>Paid time off.</li><li>Pension plan.</li><li>Employee discounts.</li></ul></p><p><b>A Day in the Life:</b> Your day involves reviewing loan applications, analyzing data, managing existing accounts, and ensuring compliance. You work closely with colleagues and customers.</p>