<p><strong>What role you will play in team:</strong> You will work within a team responsible for managing the credit risk associated with credit card accounts, ensuring the bank's financial health.</p><p><strong>What you will do:</strong> Evaluate applications, monitor customer behavior, and identify potential risks.  You'll play a critical role in making timely and accurate lending decisions.</p><p><strong>Key responsibility:</strong><ul><li>Assess creditworthiness of new card applicants.</li><li>Monitor existing card accounts for potential risk.</li><li>Develop and maintain credit scoring models.</li><li>Implement strategies to mitigate credit risk.</li><li>Manage the credit limit adjustments of card accounts.</li><li>Analyze trends in customer behavior and delinquency rates.</li><li>Ensure compliance with relevant regulations and policies.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in finance, economics, or related field.</li><li>1-2 years of experience in credit risk management (preferred).</li><li>Strong analytical and problem-solving skills.</li><li>Familiarity with credit scoring and risk modeling techniques.</li><li>Proficient in Microsoft Excel and other data analysis tools.</li><li>Excellent attention to detail and accuracy.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits.</li><li>Opportunities for growth and development within SBI Card.</li><li>A dynamic and challenging work environment.</li><li>Health insurance, paid time off, and other employee benefits.</li></ul></p><p><strong>A Day in the Life:</strong>  A day may involve reviewing applications, analyzing data, monitoring accounts, preparing reports, and collaborating with other teams.</p>