<p><strong>What role you will play in team:</strong> You will be a part of a dynamic team responsible for assessing and mitigating credit risk within the bank.  Your analysis will directly impact lending decisions.</p><p><strong>What you will do:</strong> You'll analyze financial statements, build credit models, and monitor portfolio performance. You will work with large data sets and present your findings clearly.</p><p><strong>Key responsibility:</strong><ul><li>Conduct in-depth credit risk analysis of corporate and retail borrowers.</li><li>Develop and maintain credit scoring models.</li><li>Monitor portfolio performance and identify potential risks.</li><li>Prepare reports and presentations for senior management.</li><li>Collaborate with other teams across the bank.</li><li>Maintain up-to-date knowledge of industry best practices and regulatory requirements.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Excel and financial modeling.</li><li>Excellent communication and presentation skills.</li><li>Experience with credit risk management software (e.g., SAS, Python).</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development.</li><li>Collaborative and supportive work environment.</li><li>Excellent work-life balance.</li><li>Health insurance.</li></ul></p><p><strong>A Day in the Life:</strong> You will start by reviewing financial statements, then build and validate your credit risk models and finally communicate your findings and recommendations to your team and senior management.</p>