<p><b>What role you will play in team:</b> You will be a vital member of our credit risk team, contributing to the assessment and mitigation of credit risk across various loan portfolios. Your analytical skills will help us make informed lending decisions.</p><p><b>What you will do:</b> You will analyze financial data, identify potential credit risks, and develop risk mitigation strategies.  You'll collaborate with other teams to ensure compliance with regulatory requirements and internal policies.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements and credit reports to assess creditworthiness.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor portfolio performance and identify early warning signs of credit deterioration.</li><li>Conduct credit risk assessments for individual loan applications and large portfolios.</li><li>Contribute to the development and implementation of credit risk policies and procedures.</li><li>Prepare regular reports on credit risk exposures and trends.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, accounting, economics, or a related field.</li><li>0-1 years of experience in credit risk or a related field (Entry-level).</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and other data analysis tools.</li><li>Knowledge of credit risk management principles and techniques.</li><li>Excellent communication and interpersonal skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Dynamic and collaborative work environment.</li><li>Health insurance.</li><li>Paid time off.</li><li>Retirement plan.</li></ul></p><p><b>A Day in the Life:</b> Your day will involve reviewing financial statements, building models, analyzing data, collaborating with colleagues, and preparing reports.  You'll be challenged to think critically and solve problems creatively.</p>