<p><strong>What role you will play in team:</strong> You will be a vital member of our credit risk team, contributing to the assessment and monitoring of credit risk within the organization.  Your analysis will directly impact lending decisions and contribute to the overall financial health of the bank.</p><p><strong>What you will do:</strong> You will analyze financial statements, credit reports, and other data to assess the creditworthiness of borrowers.  You'll also monitor existing credit exposures and identify potential risks.</p><p><strong>Key responsibility:</strong><ul><li>Conduct in-depth credit risk assessments of individual and corporate borrowers.</li><li>Develop and maintain credit risk models and rating systems.</li><li>Monitor existing credit portfolios and identify early warning signs of potential defaults.</li><li>Prepare credit risk reports and presentations for senior management.</li><li>Collaborate with other departments, such as loan origination and portfolio management.</li><li>Stay abreast of regulatory changes and industry best practices related to credit risk management.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Economics, Accounting, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in financial modeling and data analysis tools (e.g., Excel, SQL).</li><li>Excellent communication and presentation skills.</li><li>Knowledge of credit risk management principles and practices.</li><li>Understanding of financial statements and credit reports.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>A collaborative and supportive work environment.</li><li>Health insurance and other employee benefits</li><li>Paid Time Off</li></ul></p><p><strong>A Day in the Life:</strong> You'll start by reviewing credit applications and performing detailed financial analysis.  You'll then discuss your findings with the team and contribute to credit decisions.  The rest of the day will be dedicated to monitoring existing credit portfolios and preparing reports.</p>