<p><b>What role you will play in team:</b>  Work collaboratively with a team of credit specialists to assess and manage credit risks associated with various loan applications.</p><p><b>What you will do:</b> You will analyze customer financial statements, assess credit worthiness, and manage credit files.</p><p><b>Key responsibility:</b><ul><li>Conduct thorough credit risk analysis of potential borrowers.</li><li>Prepare credit reports and recommendations for loan approvals or rejections.</li><li>Monitor the performance of existing loan portfolios to identify and mitigate potential risks.</li><li>Ensure compliance with all relevant banking regulations and internal policies.</li><li>Maintain accurate records and documentation throughout the credit process.</li><li>Collaborate effectively with other departments to support timely loan processing.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, Economics or a related field.</li><li>2-4 years of experience in credit risk management within the BFSI sector.</li><li>Strong analytical and problem-solving skills with attention to detail.</li><li>Proficient in using Microsoft Excel and financial modeling techniques.</li><li>Excellent communication and interpersonal skills.</li><li>Understanding of banking regulations and credit risk management principles.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and comprehensive benefits package.</li><li>Growth opportunities and professional development programs within the organization.</li><li>A dynamic and collaborative work environment.</li><li>Opportunities for advancement based on performance and contributions.</li><li>Health insurance and other employee benefits.</li></ul></p><p><b>A Day in the Life:</b> A typical day might include analyzing financial data, preparing credit reports, attending meetings, and collaborating with team members to make informed lending decisions.</p>