<p><strong>What role you will play in team:</strong>You'll contribute to the development and implementation of credit risk strategies within American Express. Your role is key to maintaining a healthy credit portfolio and managing risk effectively.</p><p><strong>What you will do:</strong> You will analyze credit risk data, develop risk models, and monitor portfolio performance.  You'll collaborate closely with other teams to implement risk mitigation strategies.</p><p><strong>Key responsibility:</strong><ul><li>Analyzing credit risk data to identify trends and patterns</li><li>Developing and validating credit risk models</li><li>Monitoring portfolio performance and identifying areas of concern</li><li>Developing and implementing risk mitigation strategies</li><li>Preparing reports and presentations for senior management</li><li>Staying current on industry best practices and regulatory changes</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in finance, statistics, or a related field</li><li>2+ years of experience in credit risk management</li><li>Strong analytical and problem-solving skills</li><li>Proficiency in statistical software (SAS, R, or Python)</li><li>Excellent communication and presentation skills</li><li>Understanding of credit risk modeling techniques</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and comprehensive benefits package</li><li>Opportunities for professional development and growth</li><li>Dynamic and challenging work environment</li><li>Global exposure and collaboration opportunities</li><li>Health insurance, retirement plans, and other benefits</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves data analysis, model development, portfolio monitoring, collaboration with other teams, and preparing reports.  You’ll be actively involved in mitigating credit risk.</p>