<p><strong>What role you will play in team:</strong> You will be a crucial member of our credit risk team, contributing to the assessment and management of credit risk across various loan portfolios. Your analysis will directly impact lending decisions and the overall financial health of the company.</p><p><strong>What you will do:</strong> You will conduct thorough credit risk assessments, develop and maintain credit risk models, and monitor portfolio performance. Your work will involve analyzing financial statements, credit reports, and other relevant data.</p><p><strong>Key responsibility:</strong><ul><li>Conducting in-depth credit risk assessments of loan applications</li><li>Developing and maintaining credit risk models and scoring systems</li><li>Monitoring portfolio performance and identifying areas of concern</li><li>Preparing reports and presentations for senior management</li><li>Collaborating with other teams to ensure effective risk management practices</li><li>Staying up-to-date on industry trends and regulatory changes</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in finance, economics, or a related field</li><li>Strong analytical and problem-solving skills</li><li>Proficiency in Microsoft Excel and other data analysis tools</li><li>Understanding of credit risk management principles</li><li>Excellent communication and presentation skills</li><li>Experience with credit scoring models (preferred)</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package</li><li>Opportunities for professional development and advancement</li><li>A collaborative and supportive work environment</li><li>Health insurance</li><li>Paid time off</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves analyzing loan applications, building and maintaining credit risk models, monitoring portfolio performance, and collaborating with colleagues. You will also be involved in preparing regular reports for senior management.</p>