<p><b>What role you will play in team:</b> You will support the credit risk team in assessing and managing credit risk across various products and portfolios.</p><p><b>What you will do:</b> Your role involves analyzing credit applications, monitoring portfolio performance, and developing risk mitigation strategies.</p><p><b>Key responsibility:</b><ul><li>Analyze credit applications and assess creditworthiness of applicants.</li><li>Develop and implement credit risk management policies and procedures.</li><li>Monitor portfolio performance and identify areas of concern.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Prepare regular reports on credit risk.</li><li>Collaborate with other teams to ensure effective risk management.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's or Master's degree in finance, economics, statistics, or a related field.</li><li>Strong understanding of credit risk management principles.</li><li>Experience with credit scoring models and techniques.</li><li>Proficiency in statistical software (e.g., SAS, R).</li><li>Excellent analytical and problem-solving skills.</li><li>Strong communication and presentation skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Dynamic and challenging work environment.</li><li>Employee stock option plans.</li></ul></p><p><b>A Day in the Life:</b> Your day will be focused on analyzing credit applications, building risk models, monitoring portfolio performance, and collaborating with other teams to mitigate risks and improve credit processes.</p>