<p><b>What role you will play in team:</b> You will be a crucial member of our credit risk team, analyzing loan applications and contributing to sound credit decisions.</p><p><b>What you will do:</b> You will assess the creditworthiness of individuals and businesses, using various data sources and analytical tools. </p><p><b>Key responsibility:</b><ul><li>Analyze financial statements and credit reports to assess credit risk.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor loan performance and identify potential problem loans.</li><li>Prepare credit reports and recommendations for senior management.</li><li>Collaborate with other departments to ensure smooth loan processing.</li><li>Stay current with regulatory requirements and industry best practices.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>Excellent analytical and problem-solving skills.</li><li>Proficiency in financial modeling and data analysis tools.</li><li>Strong understanding of credit risk management principles.</li><li>Excellent communication and interpersonal skills.</li><li>Experience with credit scoring models and statistical software is a plus.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>A supportive and collaborative work environment.</li><li>Comprehensive health insurance coverage.</li><li>Paid time off and holidays.</li></ul></p><p><b>A Day in the Life:</b> You'll start by reviewing loan applications, analyzing financial data, and creating risk assessments.  You'll collaborate with colleagues, attend team meetings, and potentially present your findings to senior management.  The day ends with updating your reports and preparing for the next day's tasks.</p>