<p><b>What role you will play in team:</b> You will be a part of a dynamic team responsible for assessing and managing credit risk within the bank. Your analysis will directly impact lending decisions.</p><p><b>What you will do:</b>  You will analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of borrowers. You'll prepare credit reports and make recommendations to senior management.</p><p><b>Key responsibility:</b><ul><li>Conduct in-depth credit risk assessment of corporate and/or individual borrowers.</li><li>Analyze financial statements, credit reports, and other relevant data.</li><li>Prepare comprehensive credit reports and risk assessments.</li><li>Present findings and recommendations to senior management.</li><li>Maintain up-to-date knowledge of credit risk management best practices.</li><li>Collaborate with other departments to ensure seamless credit processes.</li><li>Monitor borrower performance and identify potential credit issues.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in financial modeling and analysis.</li><li>Excellent communication and presentation skills.</li><li>Knowledge of credit risk management principles and practices.</li><li>Experience with credit scoring models (preferred).</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career growth.</li><li>Dynamic and collaborative work environment.</li><li>Comprehensive health insurance.</li><li>Paid time off.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves reviewing financial statements, conducting credit analyses, preparing reports, attending team meetings, and collaborating with colleagues across departments. You’ll be using financial software and databases to gather and analyze information.</p>