<p><b>What role you will play in team:</b>  You will be a crucial part of a team evaluating loan applications and assessing credit risk for a range of clients. Your judgment directly impacts the bank’s lending portfolio.</p><p><b>What you will do:</b> Analyze credit applications, conduct thorough risk assessments, and make informed lending decisions within established guidelines.</p><p><b>Key responsibility:</b><ul><li>Review and analyze loan applications, including financial statements, credit reports, and other relevant documents.</li><li>Assess the creditworthiness of borrowers using various credit scoring models and risk assessment techniques.</li><li>Determine appropriate loan terms, interest rates, and collateral requirements.</li><li>Make informed lending decisions within established credit policies and guidelines.</li><li>Maintain accurate records of all credit transactions.</li><li>Collaborate with other departments, such as sales and operations, to ensure a seamless lending process.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>Strong understanding of credit analysis and risk assessment principles.</li><li>Excellent analytical and problem-solving skills.</li><li>Experience with credit scoring models and underwriting software.</li><li>Strong attention to detail and accuracy.</li><li>Excellent communication and interpersonal skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>A supportive and collaborative work environment.</li><li>Comprehensive health insurance.</li><li>Performance-based bonuses.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves reviewing loan applications, conducting credit assessments, making lending decisions, interacting with sales teams, and staying updated on industry best practices.</p>