<p><b>What role you will play in team:</b>You’ll be a key contributor to our credit risk management team, helping to assess and mitigate risk within our lending portfolios.  Your attention to detail and analytical skills will be essential.</p><p><b>What you will do:</b> Your work will involve analyzing financial data, identifying potential credit risks, and developing recommendations for mitigating those risks.  You'll collaborate with other teams to ensure a cohesive approach to risk management.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements and other data to assess the creditworthiness of borrowers.</li><li>Identify and evaluate potential credit risks across various loan portfolios.</li><li>Develop and implement risk mitigation strategies.</li><li>Prepare reports summarizing credit risk assessments and recommendations.</li><li>Maintain accurate records of credit risk data and analysis.</li><li>Collaborate with other departments to integrate risk management into lending processes.</li><li>Stay current on industry trends and regulatory requirements related to credit risk.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor’s degree in Finance, Accounting, or a related field.</li><li>Strong analytical skills and a keen eye for detail.</li><li>Proficiency in Microsoft Excel and financial analysis software.</li><li>Excellent communication and interpersonal skills.</li><li>Understanding of credit risk management principles and practices.</li><li>Experience with credit scoring models is a plus.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional growth and development.</li><li>A supportive and collaborative work environment.</li><li>A chance to make a real impact on the financial health of our borrowers.</li></ul></p><p><b>A Day in the Life:</b> Your day will be spent analyzing data, reviewing loan applications, and collaborating with colleagues. You’ll use your skills to minimize credit risk while supporting responsible lending.</p>