<p><strong>What role you will play in team:</strong> You'll assess creditworthiness of potential borrowers by analyzing financial statements, credit reports and other relevant data. You’ll help mitigate risks by making informed credit decisions.</p><p><strong>What you will do:</strong> You will independently assess credit risks associated with commercial or consumer loan applications. You'll prepare credit reports and make recommendations on lending decisions.</p><p><strong>Key responsibility:</strong><ul><li>Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of borrowers.</li><li>Prepare comprehensive credit reports and make recommendations on loan applications.</li><li>Maintain accurate records of credit analysis and loan decisions.</li><li>Adhere to regulatory compliance requirements for credit risk management.</li><li>Collaborate with other team members to ensure consistent application of credit policies and procedures.</li><li>Stay up-to-date on industry best practices for credit risk management.</li><li>Effectively communicate credit decisions to stakeholders.</li><li>Identify and mitigate potential credit risks.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or related field.</li><li>1-2 years of experience in credit analysis (preferred).</li><li>Strong analytical and problem-solving skills.</li><li>Excellent understanding of credit risk management principles.</li><li>Proficiency in Microsoft Excel and financial analysis software.</li><li>Strong attention to detail and accuracy.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and comprehensive benefits package.</li><li>Opportunities for career growth and development.</li><li>A supportive and collaborative work environment.</li><li>Health insurance, paid time off and other employee benefits.</li><li>Training opportunities to enhance your skillset.</li></ul></p><p><strong>A Day in the Life:</strong>  You'll start by reviewing loan applications and analyzing financial data.  You'll then prepare credit reports and make lending recommendations. You'll collaborate with colleagues and review previous work to ensure accuracy.</p>