<p><b>What role you will play in team:</b> You will be a part of a dynamic team responsible for assessing creditworthiness of loan applicants.  You'll learn from experienced professionals and contribute to the bank's lending decisions.</p><p><b>What you will do:</b> Analyze financial statements, credit reports, and other relevant data to assess risk. Prepare credit reports and make recommendations to senior credit officers.</p><p><b>Key responsibility:</b><ul><li>Conduct thorough credit risk assessments of individual and small business loan applications.</li><li>Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of borrowers.</li><li>Prepare comprehensive credit reports summarizing findings and recommendations.</li><li>Maintain accurate records and documentation of credit assessments.</li><li>Collaborate with other team members to ensure efficient and effective credit risk management.</li><li>Stay updated on changes in credit risk regulations and best practices.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and financial analysis software.</li><li>Excellent communication and interpersonal skills.</li><li>Understanding of credit risk principles.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Positive and supportive work environment.</li><li>Health insurance.</li><li>Paid time off.</li></ul></p><p><b>A Day in the Life:</b> You'll start by reviewing loan applications, analyzing financial data, and preparing credit reports.  You'll then collaborate with your team, discuss findings, and contribute to credit decisions. The day will conclude with documentation and updating your records.</p>