<p><strong>What role you will play in team:</strong> You will be a part of a team responsible for assessing creditworthiness of loan applicants across various business units.</p><p><strong>What you will do:</strong> Evaluate credit applications, analyze financial statements, and make recommendations on loan approvals or denials.</p><p><strong>Key responsibility:</strong><ul><li>Review loan applications and assess borrower creditworthiness.</li><li>Analyze financial statements, credit reports and other relevant documents.</li><li>Determine appropriate loan terms and conditions based on risk assessment.</li><li>Document the credit approval process thoroughly.</li><li>Maintain updated knowledge of credit policies and regulatory requirements.</li><li>Collaborate with other departments such as sales and operations to ensure a smooth lending process.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in finance, economics, or a related field.</li><li>2-4 years of experience in credit underwriting or a related role.</li><li>Strong analytical and decision-making skills.</li><li>Excellent communication and interpersonal skills.</li><li>Proficiency in financial analysis software.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits.</li><li>Opportunities for professional development and advancement.</li><li>International career opportunities within Standard Chartered.</li><li>Dynamic and inclusive work environment.</li></ul></p><p><strong>A Day in the Life:</strong> Your day will be focused on reviewing credit applications, analyzing financial data, and communicating with internal and external stakeholders.</p>