<p><strong>What role you will play in team:</strong> You will be an integral part of the Credit Risk team, contributing to the assessment and mitigation of credit risks for the bank's loan portfolio.</p><p><strong>What you will do:</strong> Analyze credit applications, assess risk profiles, develop and maintain credit scoring models.</p><p><strong>Key responsibility:</strong><ul><li>Assess the creditworthiness of loan applicants.</li><li>Develop and implement credit risk management policies and procedures.</li><li>Monitor loan performance and identify potential risks.</li><li>Prepare credit reports and presentations for senior management.</li><li>Collaborate with other departments to ensure a smooth loan process.</li><li>Stay up-to-date on industry best practices and regulatory changes.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in finance, economics, or a related field.</li><li>1-2 years of experience in credit risk management (preferred).</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel, SAS or similar statistical software.</li><li>Excellent communication, presentation and interpersonal skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Professional development opportunities.</li><li>A collaborative and supportive work environment.</li><li>Comprehensive health insurance.</li><li>Paid time off and other employee benefits.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves reviewing credit applications, analyzing data, and making risk assessments. You will collaborate with team members and other departments.</p>