<p><strong>What role you will play in team:</strong> You will be a crucial member of our credit risk team, assessing loan applications and contributing to the overall credit risk management strategy of Bajaj Finserv.</p><p><strong>What you will do:</strong> Analyze credit applications, assess risk profiles, and make recommendations on loan approvals. You'll work closely with other team members to ensure a smooth and efficient credit process.</p><p><strong>Key responsibility:</strong><ul><li>Analyze financial statements and credit reports to assess creditworthiness.</li><li>Develop and maintain credit scoring models.</li><li>Monitor loan performance and identify potential risks.</li><li>Prepare credit reports and recommendations for senior management.</li><li>Collaborate with other departments to ensure efficient credit processing.</li><li>Comply with all relevant regulations and internal policies.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>0-1 year of experience in a credit risk or related role (preferred).</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and other financial software.</li><li>Excellent communication and interpersonal skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Positive and collaborative work environment.</li><li>Health insurance and other employee welfare benefits.</li></ul></p><p><strong>A Day in the Life:</strong> Your day will involve reviewing credit applications, analyzing financial data, and preparing credit reports. You'll collaborate with colleagues to ensure timely and accurate assessments of credit risk.  You will have the opportunity to learn and grow your expertise in credit risk management.</p>