<p><strong>What role you will play in team:</strong> You’ll be crucial in assessing and managing credit risks across various lending portfolios. Your expertise will help mitigate potential losses and maintain the financial health of the institution.</p><p><strong>What you will do:</strong> You’ll develop and implement credit risk models, analyze creditworthiness of borrowers, and monitor portfolio performance.  You'll ensure adherence to credit risk policies and guidelines.</p><p><strong>Key responsibility:</strong><ul><li>Developing and implementing credit risk models.</li><li>Analyzing creditworthiness of borrowers.</li><li>Monitoring portfolio performance and identifying potential risks.</li><li>Preparing credit risk reports for senior management.</li><li>Ensuring adherence to credit risk policies and guidelines.</li><li>Participating in stress testing and scenario analysis.</li><li>Collaborating with other departments to manage credit risks.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Master's degree in Finance, Economics, or a related field.</li><li>Strong understanding of credit risk concepts and principles.</li><li>Proficiency in statistical software packages (e.g., SAS, R).</li><li>Excellent analytical and problem-solving skills.</li><li>Experience in credit risk management preferred.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and comprehensive benefits package.</li><li>Opportunities for career progression and professional development.</li><li>A stimulating and challenging work environment.</li><li>Excellent work-life balance.</li></ul></p><p><strong>A Day in the Life:</strong> Your daily work will involve model development, data analysis, report writing, and collaboration with various stakeholders in the credit risk management process.</p>