<p><strong>What role you will play in team:</strong> You will be responsible for evaluating loan applications and making credit decisions in alignment with the bank's risk appetite.</p><p><strong>What you will do:</strong> You will meticulously analyze financial data, assess creditworthiness, and document your findings in accordance with regulatory requirements.</p><p><strong>Key responsibility:</strong><ul><li>Assess the creditworthiness of loan applicants by reviewing financial statements, credit reports, and other relevant documents.</li><li>Make independent credit decisions based on established underwriting guidelines and risk appetite.</li><li>Document all credit decisions and justifications accurately and thoroughly.</li><li>Maintain up-to-date knowledge of banking regulations and compliance requirements.</li><li>Collaborate with other team members to ensure efficient and effective loan processing.</li><li>Identify and flag any potential credit risks or irregularities.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>Proven experience in credit underwriting or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent attention to detail and accuracy.</li><li>Proficiency in Microsoft Office Suite.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Comprehensive training and professional development opportunities.</li><li>Mentorship and career progression prospects within a global banking institution.</li></ul></p><p><strong>A Day in the Life:</strong> A day involves analyzing loan applications, assessing risk, making credit decisions, and ensuring compliance with regulatory standards.</p>