<p><strong>What role you will play in team:</strong> You will be responsible for assessing credit applications and making lending decisions, ensuring compliance with regulations.</p><p><strong>What you will do:</strong> You will manage a portfolio of credit accounts, monitoring performance and identifying potential risks.</p><p><strong>Key responsibility:</strong><ul><li>Review loan applications and supporting documentation for completeness and accuracy.</li><li>Conduct thorough credit risk assessments.</li><li>Make informed lending decisions based on risk appetite and regulatory guidelines.</li><li>Manage a portfolio of credit accounts, monitoring performance and identifying potential problem accounts.</li><li>Maintain accurate records of all credit transactions and communications.</li><li>Collaborate effectively with other departments, such as sales and collections.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting or related field.</li><li>0-1 years of experience in credit analysis or related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Office Suite, especially Excel.</li><li>Excellent communication and interpersonal skills.</li><li>Understanding of credit scoring models and financial statements analysis.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for career advancement and professional development.</li><li>Supportive and collaborative work environment.</li><li>Comprehensive health benefits, paid time off, and other employee perks.</li></ul></p><p><strong>A Day in the Life:</strong>  A typical day involves reviewing applications, analyzing financial data, communicating with applicants, and managing a portfolio of credit accounts.</p>