<p><strong>What role you will play in team:</strong>  You will be responsible for the independent review and approval of credit applications, ensuring adherence to established guidelines.</p><p><strong>What you will do:</strong>  Thoroughly assess credit risk and determine eligibility for loans while adhering to regulatory standards.</p><p><strong>Key responsibility:</strong><ul><li>Independently review and underwrite credit applications for various loan products.</li><li>Analyze financial statements, credit reports, and other relevant documents to assess creditworthiness.</li><li>Determine loan eligibility and terms, adhering to established lending guidelines and risk appetite.</li><li>Maintain accurate and detailed records of all underwriting activities.</li><li>Communicate effectively with applicants, internal teams and external stakeholders.</li><li>Stay abreast of changes in regulatory requirements and industry best practices.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or related field.</li><li>1-2 years of experience in credit underwriting or a similar role.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent understanding of financial statements and credit analysis techniques.</li><li>Proficiency in Microsoft Office Suite.</li><li>Ability to work independently and as part of a team.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement within a growing organization.</li><li>Positive and collaborative work environment.</li><li>Comprehensive health insurance, paid time off, and other perks.</li></ul></p><p><strong>A Day in the Life:</strong>  Your day will involve reviewing applications, analyzing data, making credit decisions and collaborating with internal teams.</p>