<p><b>What role you will play in team:</b> You will be a key member of the credit risk team, analyzing loan applications and assessing creditworthiness of borrowers.</p><p><b>What you will do:</b>  You will conduct in-depth financial analysis, prepare credit reports, and make recommendations to senior management.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements and credit reports to assess credit risk.</li><li>Prepare credit memos and risk assessments.</li><li>Develop and maintain credit risk models.</li><li>Monitor loan performance and identify early warning signs of potential defaults.</li><li>Collaborate with other departments to ensure smooth loan processing.</li><li>Stay up-to-date on regulatory changes and industry best practices.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, or related field.</li><li>0-1 years of experience in credit risk or related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and financial modeling software.</li><li>Excellent written and verbal communication skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Positive and supportive work environment.</li><li>Health insurance, paid time off, and other employee benefits.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves reviewing loan applications, conducting financial analysis, preparing reports, attending meetings and collaborating with team members.</p>