<p><b>What role you will play in team:</b> You will be responsible for overseeing the credit risk assessment process and ensuring that the company's credit policies are followed.</p><p><b>What you will do:</b> This includes evaluating credit applications, managing credit exposures, and monitoring portfolio performance.</p><p><b>Key responsibility:</b><ul><li>Review and evaluate credit applications to assess creditworthiness.</li><li>Develop and maintain credit risk models and scorecards.</li><li>Monitor credit portfolio performance and identify potential problem accounts.</li><li>Manage and mitigate credit exposures to minimize potential losses.</li><li>Ensure compliance with all applicable credit regulations and policies.</li><li>Collaborate with other departments, such as underwriting and collections, to manage credit risk effectively.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, accounting, economics, or a related field</li><li>3-5 years of credit risk management experience</li><li>Strong understanding of credit risk principles and methodologies</li><li>Proficient in financial modeling and data analysis techniques</li><li>Excellent analytical, problem-solving, and communication skills</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package</li><li>Opportunities for professional growth and development</li><li>Supportive and collaborative work environment</li><li>Health insurance coverage</li><li>Paid time off and holidays</li></ul></p><p><b>A Day in the Life:</b> A typical day might involve reviewing credit applications, analyzing financial statements, preparing reports, attending meetings, and collaborating with colleagues to ensure efficient and effective credit risk management.</p>