<p><b>What role you will play in team:</b> Contribute to a high performing team responsible for managing credit risk across various card products. You will play a critical role in credit scoring model development.</p><p><b>What you will do:</b> Develop and maintain credit scoring models and analyze credit application data to assess the creditworthiness of applicants. This involves identifying areas for improvement in risk management processes.</p><p><b>Key responsibility:</b><ul><li>Develop and maintain credit scoring models.</li><li>Analyze credit application data to assess applicant creditworthiness.</li><li>Monitor portfolio performance and identify areas for risk mitigation.</li><li>Develop and implement credit policies and procedures.</li><li>Collaborate with other departments to improve risk management processes.</li><li>Prepare reports summarizing credit risk metrics and insights.</li><li>Stay abreast of industry best practices and regulatory updates.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Statistics, Mathematics, Finance, or a related field.</li><li>2+ years of experience in credit risk management within the financial services sector.</li><li>Experience developing and maintaining credit scoring models.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in statistical software (e.g., SAS, R).</li><li>Excellent communication skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits.</li><li>Professional growth opportunities within a leading financial institution.</li><li>Dynamic work environment.</li><li>Medical insurance.</li><li>Performance-based bonuses.</li></ul></p><p><b>A Day in the Life:</b> Your day may involve reviewing data, developing models, communicating with cross-functional teams, and presenting your findings to senior management.  Continuous learning and adaptation to changing risk landscapes are key aspects of this role.</p>