<p><strong>What role you will play in team:</strong>You will play a critical role in evaluating loan applications, assessing risk, and ensuring compliance with regulatory standards within the bank’s credit department.</p><p><strong>What you will do:</strong>This includes collecting and analyzing financial data, conducting credit checks, and making recommendations on loan approval or rejection.</p><p><strong>Key responsibility:</strong><ul><li>Assess creditworthiness of loan applicants by analyzing financial statements, credit reports and other relevant data.</li><li>Make sound lending decisions based on risk assessment and compliance guidelines.</li><li>Prepare comprehensive credit reports summarizing your findings and recommendations.</li><li>Maintain accurate records and ensure data integrity.</li><li>Collaborate with other team members to ensure efficient processing of loan applications.</li><li>Stay updated on relevant regulations and best practices in credit risk management.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>1-2 years of experience in credit assessment or a related role.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication, interpersonal and reporting skills.</li><li>Knowledge of credit risk management principles and regulations.</li><li>Proficiency in Microsoft Office Suite.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Health insurance.</li><li>Performance-based incentives.</li><li>Positive and supportive work environment.</li></ul></p><p><strong>A Day in the Life:</strong>Your daily tasks will involve thorough evaluation of loan applications, analyzing financial data, preparing credit reports, and collaborating with team members to meet the bank's lending goals.</p>