<p><b>What role you will play in team:</b> You will be an integral part of the credit risk team, assessing the creditworthiness of borrowers and managing credit risk exposure.  Your work will contribute directly to the bank's financial stability and profitability.</p><p><b>What you will do:</b> Analyze credit applications, develop credit risk ratings, monitor borrowers' performance, and manage credit portfolios. You will work closely with other departments to ensure sound credit risk management practices.</p><p><b>Key responsibility:</b><ul><li>Analyze credit applications and assess the creditworthiness of borrowers.</li><li>Develop credit risk ratings using various quantitative and qualitative methods.</li><li>Monitor borrowers' performance and identify potential credit risks.</li><li>Manage credit portfolios and ensure appropriate risk mitigation strategies are in place.</li><li>Prepare reports and presentations for senior management.</li><li>Collaborate with other departments to ensure sound credit risk management practices.</li><li>Stay current on credit risk management best practices and industry trends.</li><li>Adhere to all relevant regulatory requirements.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, economics, or a related field.</li><li>1-2 years of experience in credit risk management (preferred).</li><li>Strong understanding of credit risk assessment methodologies.</li><li>Proficiency in financial modeling and data analysis techniques.</li><li>Excellent communication and interpersonal skills.</li><li>Strong analytical and problem-solving skills.</li><li>Knowledge of relevant banking regulations.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Supportive and collaborative work environment.</li><li>Health insurance, paid time off, and other employee benefits.</li></ul></p><p><b>A Day in the Life:</b> A typical day will involve analyzing credit applications, developing credit risk ratings, monitoring borrowers, and collaborating with colleagues to minimize credit risk exposure.</p>