<p><b>What role you will play in team:</b>You'll be an integral part of the credit team, responsible for assessing and managing credit risk for consumer loan applications.</p><p><b>What you will do:</b>Analyze applications, verify applicant information, score applications, and make recommendations on loan approvals.</p><p><b>Key responsibility:</b><ul><li>Review consumer loan applications and supporting documentation.</li><li>Assess applicant creditworthiness based on credit scores and financial information.</li><li>Verify applicant information through various channels.</li><li>Apply credit scoring models and risk assessment methodologies.</li><li>Make recommendations for loan approvals or rejections based on risk assessment.</li><li>Maintain accurate records of applications, decisions, and supporting documentation.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Economics, or a related field.</li><li>0-1 year of relevant experience in credit underwriting or a similar role.</li><li>Strong analytical and problem-solving skills.</li><li>Understanding of credit scoring models and risk assessment principles.</li><li>Proficiency in Microsoft Excel and other data analysis tools.</li><li>Excellent attention to detail and accuracy.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional growth and development.</li><li>A collaborative and supportive work environment.</li><li>Health insurance, paid time off, and other employee benefits.</li></ul></p><p><b>A Day in the Life:</b> You'll spend your day reviewing loan applications, analyzing financial information, making credit decisions, and maintaining accurate records. Your work directly impacts the company's lending operations.</p>