<p><b>What role you will play in team:</b> You will be a key member of our credit risk team, contributing to the assessment and management of credit risk across various loan portfolios.</p><p><b>What you will do:</b> Analyze financial statements, credit reports, and other relevant data to assess creditworthiness of borrowers. Prepare detailed credit reports with recommendations for loan approvals or rejections.</p><p><b>Key responsibility:</b><ul><li>Conduct in-depth financial analysis of borrowers.</li><li>Assess credit risk using various models and techniques.</li><li>Prepare credit reports, including risk assessments and recommendations.</li><li>Monitor existing loan accounts for early warning signs of credit deterioration.</li><li>Maintain up-to-date knowledge of regulatory requirements and industry best practices related to credit risk.</li><li>Collaborate with other team members to ensure effective risk management.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>0-1 year of experience in a credit risk-related role (Entry-level).</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication, both written and verbal.</li><li>Proficiency in Microsoft Excel and financial modeling.</li><li>Knowledge of credit risk management principles and techniques.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>A supportive and collaborative work environment.</li><li>Medical insurance, paid time off, and other standard benefits.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves reviewing financial statements, preparing credit reports, attending team meetings, and collaborating with colleagues to ensure effective risk management. You'll analyze data, make recommendations, and contribute to the bank's overall credit risk strategy.</p>