<p><b>What role you will play in team:</b> You will be a part of a dynamic team responsible for assessing and mitigating credit risk across various loan portfolios.  Your analysis will directly impact key business decisions.</p><p><b>What you will do:</b> You will conduct in-depth credit analysis, prepare reports, and present findings to senior management. You will collaborate with other teams across the organization.</p><p><b>Key responsibility:</b><ul><li>Conduct thorough credit risk assessments of individual borrowers and corporate entities.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor credit risk exposures and identify potential problem loans.</li><li>Prepare regular reports on credit risk metrics and trends.</li><li>Collaborate with other departments to implement credit risk mitigation strategies.</li><li>Maintain up-to-date knowledge of credit risk regulations and best practices.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Economics, or a related field.</li><li>Strong understanding of credit risk principles and methodologies.</li><li>Proficiency in financial modeling and data analysis tools (e.g., Excel, SQL).</li><li>Excellent analytical and problem-solving skills.</li><li>Strong communication and presentation skills.</li><li>Experience with credit scoring models is a plus.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Collaborative and supportive work environment.</li><li>Health insurance and other employee benefits.</li><li>Paid time off and holidays.</li></ul></p><p><b>A Day in the Life:</b>  You'll start by reviewing credit reports, then analyze financial statements, build models, and finally present your findings to the team. You’ll collaborate with colleagues, refine models, and contribute to improving credit risk processes.</p>