<p><strong>What role you will play in team:</strong> You will be responsible for evaluating the creditworthiness of loan applicants and making lending decisions within established guidelines.</p><p><strong>What you will do:</strong> Review loan applications, analyze financial statements, assess risk, and make recommendations regarding loan approval.</p><p><strong>Key responsibility:</strong><ul><li>Review loan applications and supporting documentation.</li><li>Analyze financial statements and credit reports to assess credit risk.</li><li>Conduct thorough credit underwriting, including evaluating collateral and cash flow.</li><li>Make informed lending decisions within established guidelines.</li><li>Maintain accurate records and documentation of credit decisions.</li><li>Collaborate with loan officers and other stakeholders to ensure efficient processing of loan applications.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>2-4 years of experience in credit underwriting or a related field.</li><li>Strong understanding of credit risk principles and practices.</li><li>Excellent analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and financial analysis software.</li><li>Excellent communication and interpersonal skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Supportive and collaborative work environment.</li><li>Comprehensive health insurance.</li><li>Performance-based bonuses.</li></ul></p><p><strong>A Day in the Life:</strong> Your day will be filled with analyzing financial data, reviewing loan applications, making lending decisions, and collaborating with colleagues.</p>