<p><strong>What role you will play in team:</strong> You will be a part of a dynamic team responsible for assessing and managing credit risk within Oracle's global operations.  Your analysis will directly impact lending decisions and contribute to the overall financial health of the company.</p><p><strong>What you will do:</strong> You will conduct thorough credit risk assessments, analyze financial statements, and prepare reports to support credit decisions. You'll also contribute to the development and maintenance of credit risk models and policies.</p><p><strong>Key responsibility:</strong><ul><li>Conduct in-depth credit risk assessments of prospective borrowers.</li><li>Analyze financial statements, credit reports, and other relevant data.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Prepare comprehensive credit reports and presentations for senior management.</li><li>Monitor existing credit portfolios and identify potential risks.</li><li>Collaborate with other teams to ensure effective risk management.</li><li>Stay updated on regulatory changes and best practices in credit risk management.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in financial modeling and data analysis.</li><li>Excellent communication and presentation skills.</li><li>Familiarity with credit risk management principles and practices.</li><li>Experience with relevant software (e.g., SAS, Excel).</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Collaborative and supportive work environment.</li><li>Health insurance, paid time off, and other employee benefits.</li><li>Comprehensive training programs.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves reviewing financial statements, developing credit risk models, collaborating with colleagues, and preparing presentations. You'll constantly be challenged to analyze data, identify trends and mitigate risks.</p>