<p><strong>What role you will play in team:</strong> You will be a vital member of our credit risk team, assessing the creditworthiness of clients and contributing to sound lending decisions.  Your analysis will directly impact the bank's financial health.</p><p><strong>What you will do:</strong> You'll conduct thorough financial analysis, prepare credit reports, and present your findings to senior management. You will also help to develop and improve our credit risk models.</p><p><strong>Key responsibility:</strong><ul><li>Conduct in-depth financial analysis of loan applications.</li><li>Prepare comprehensive credit reports and risk assessments.</li><li>Develop and maintain strong relationships with internal and external stakeholders.</li><li>Monitor credit portfolio performance and identify potential risks.</li><li>Adhere to regulatory requirements and internal policies.</li><li>Assist in the development and maintenance of credit risk models.</li><li>Present findings and recommendations to senior management.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, Economics or a related field.</li><li>Excellent analytical and problem-solving skills.</li><li>Strong understanding of credit risk principles.</li><li>Proficiency in financial modeling and data analysis tools.</li><li>Excellent communication and presentation skills.</li><li>Experience with credit scoring models is a plus.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Dynamic and collaborative work environment.</li><li>Health insurance, Paid Time Off, Retirement plan.</li></ul></p><p><strong>A Day in the Life:</strong> You start by reviewing loan applications, analyzing financial statements, and preparing credit reports. You then meet with colleagues to discuss your findings and present your recommendations. The remainder of your day involves monitoring credit portfolios and conducting risk assessments.</p>