<p><strong>What role you will play in team:</strong> Lead the credit underwriting process, assessing the creditworthiness of applicants and making lending decisions.</p><p><strong>What you will do:</strong> Evaluate financial information, manage risk, and ensure compliance with lending regulations.</p><p><strong>Key responsibility:</strong><ul><li>Lead the credit underwriting process for various loan products.</li><li>Independently evaluate loan applications and assess credit risk.</li><li>Make lending decisions based on creditworthiness and risk appetite.</li><li>Manage the entire credit underwriting lifecycle, from application to disbursement.</li><li>Ensure compliance with lending regulations and internal policies.</li><li>Develop and maintain strong relationships with borrowers and internal stakeholders.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's or Master's degree in Finance, Accounting, or related field.</li><li>Minimum 3-5 years of experience in credit underwriting.</li><li>Strong understanding of credit analysis and risk assessment principles.</li><li>Proficient in financial statement analysis and credit scoring models.</li><li>Excellent communication, negotiation, and decision-making skills.</li><li>Strong understanding of relevant lending regulations.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career growth.</li><li>Dynamic and challenging work environment.</li><li>Health insurance and other employee benefits.</li><li>Performance-based incentives and bonuses.</li><li>Opportunity to work with a diverse team.</li></ul></p><p><strong>A Day in the Life:</strong> Reviewing loan applications, analyzing financial data, assessing risk, making lending decisions, and communicating with borrowers and internal stakeholders.</p>