<p><strong>What role you will play in team:</strong> You will be a part of a dynamic team responsible for assessing and managing credit risk within Oracle's financial operations.  Your analytical skills will be crucial in ensuring sound lending practices and minimizing financial losses.</p><p><strong>What you will do:</strong> You will analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of borrowers. You will also monitor existing loan portfolios and identify potential risks.</p><p><strong>Key responsibility:</strong><ul><li>Analyze financial statements and credit reports to assess credit risk.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor loan performance and identify potential problem loans.</li><li>Prepare credit reports and recommendations for loan approvals.</li><li>Maintain up-to-date knowledge of credit risk management best practices.</li><li>Collaborate with other team members to ensure effective credit risk management.</li><li>Assist in the development and implementation of credit policies and procedures.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in finance, accounting, economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and other financial software.</li><li>Excellent communication and interpersonal skills.</li><li>Understanding of credit risk management principles.</li><li>Experience with credit scoring models (preferred).</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Collaborative and supportive work environment.</li><li>Health insurance, paid time off, and other employee benefits.</li></ul></p><p><strong>A Day in the Life:</strong>A typical day might involve analyzing financial data, preparing credit reports, attending team meetings, and collaborating with other credit analysts. You will be working independently as well as part of a team to ensure the timely and accurate analysis of credit risk.</p>