<p><b>What role you will play in team:</b> You will be a key member of the credit risk team, contributing to the assessment and management of credit risk across various portfolios. </p><p><b>What you will do:</b> You will analyze credit applications, conduct risk assessments, and monitor portfolio performance to identify potential risks and opportunities for improvement.</p><p><b>Key responsibility:</b><ul><li>Analyze credit applications and supporting documentation to assess creditworthiness.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor portfolio performance and identify emerging risks.</li><li>Prepare reports and presentations for senior management.</li><li>Collaborate with other teams to manage credit risk across the organization.</li><li>Stay current on regulatory changes and industry best practices.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Excel and other data analysis tools.</li><li>Excellent communication and presentation skills.</li><li>Experience with credit risk modeling is a plus.</li><li>Knowledge of regulatory requirements related to credit risk.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Dynamic and collaborative work environment.</li><li>Health insurance, paid time off.</li><li>Life insurance and other benefits.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves analyzing credit applications, developing risk models, monitoring portfolio performance, and collaborating with other teams. You’ll also stay abreast of industry best practices and regulatory changes.</p>