<p><strong>What role you will play in team:</strong> You'll be responsible for assessing loan applications and managing credit risk within your assigned portfolio.</p><p><strong>What you will do:</strong> Evaluate credit worthiness of applicants, manage existing loans, and mitigate potential losses.</p><p><strong>Key responsibility:</strong><ul><li>Review and analyze loan applications, assessing creditworthiness of borrowers.</li><li>Conduct field visits to verify information provided by applicants.</li><li>Manage a portfolio of existing loans, monitoring repayment performance.</li><li>Identify and mitigate potential credit risks.</li><li>Maintain accurate records of loan applications, approvals, and repayments.</li><li>Adhere to regulatory requirements and bank policies.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Commerce, Finance, or a related field.</li><li>Proven experience in credit appraisal and loan management.</li><li>Strong understanding of credit risk management principles.</li><li>Excellent communication and interpersonal skills.</li><li>Strong analytical and problem-solving skills.</li><li>Ability to work independently and as part of a team.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>A dynamic and challenging work environment.</li><li>Comprehensive health insurance and paid time off.</li><li>Employee assistance programs.</li></ul></p><p><strong>A Day in the Life:</strong> You will start by reviewing loan applications, then might conduct field visits to assess borrower information. The rest of your day will be spent managing your existing loan portfolio and mitigating any potential risks.</p>