<p><b>What role you will play in team:</b> You will be a vital member of our credit risk team, contributing to the development and implementation of credit risk models and strategies for Oracle's diverse client base. Your analytical skills will help us maintain a strong credit risk profile.</p><p><b>What you will do:</b> You'll analyze financial data, develop risk models, monitor credit performance, and contribute to the enhancement of our credit risk management framework.  This includes identifying and mitigating potential credit risks.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements and credit reports to assess creditworthiness of borrowers.</li><li>Develop and maintain credit risk models using statistical techniques and software.</li><li>Monitor portfolio performance and identify potential credit risk issues.</li><li>Prepare reports and presentations for senior management on credit risk matters.</li><li>Collaborate with other teams to ensure effective credit risk management.</li><li>Stay updated on industry best practices and regulatory changes related to credit risk.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Economics, Statistics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in statistical software (e.g., SAS, R).</li><li>Experience with credit risk modeling techniques.</li><li>Excellent communication and presentation skills.</li><li>Knowledge of banking regulations and compliance requirements.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Collaborative and supportive work environment.</li><li>Comprehensive health insurance.</li><li>Paid time off.</li><li>Retirement plan.</li></ul></p><p><b>A Day in the Life:</b> Your day would involve reviewing credit applications, analyzing data, building models, presenting findings to senior management, and collaborating with colleagues to ensure a robust credit risk framework.</p>