<p><strong>What role you will play in team:</strong> You will be a part of a dynamic team responsible for assessing and mitigating credit risk within Genpact's lending operations.  Your analysis will directly impact lending decisions and portfolio health.</p><p><strong>What you will do:</strong> You'll conduct in-depth credit risk assessments, analyze financial statements, and develop credit scoring models.  You'll also collaborate with other teams to improve risk management processes.</p><p><strong>Key responsibility:</strong><ul><li>Conducting in-depth credit risk assessments of potential borrowers.</li><li>Analyzing financial statements, credit reports, and other relevant data.</li><li>Developing and maintaining credit scoring models.</li><li>Monitoring credit risk across the loan portfolio.</li><li>Identifying and mitigating potential credit losses.</li><li>Collaborating with other teams to improve risk management processes.</li><li>Preparing reports and presentations on credit risk for senior management.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in finance, accounting, economics, or a related field.</li><li>0-1 year of experience in credit risk management (Entry-level).</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and other data analysis tools.</li><li>Excellent communication and presentation skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Dynamic and collaborative work environment.</li><li>Health insurance and paid time off.</li><li>Company-sponsored events and activities.</li></ul></p><p><strong>A Day in the Life:</strong> You'll start your day reviewing credit applications, followed by data analysis, model building, and risk assessment meetings.  The afternoon involves report preparation and collaboration with other teams.</p>