<p><b>What role you will play in team:</b>You will be a key member of our credit underwriting team, responsible for evaluating the creditworthiness of loan applicants and making informed lending decisions.</p><p><b>What you will do:</b>You will analyze financial statements, credit reports, and other relevant documents to assess risk and determine the appropriate terms and conditions for loans.</p><p><b>Key responsibility:</b><ul><li>Review loan applications and supporting documentation to assess creditworthiness.</li><li>Analyze financial statements and credit reports to identify potential risks.</li><li>Conduct interviews with loan applicants to gather additional information.</li><li>Determine the appropriate loan amount, interest rate, and terms and conditions.</li><li>Prepare credit memos summarizing the findings and recommendations.</li><li>Maintain accurate records of credit underwriting activities and ensure compliance with all relevant regulations.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>2-4 years of experience in credit underwriting or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent written and verbal communication skills.</li><li>Knowledge of credit risk assessment techniques.</li><li>Experience with loan origination systems is a plus.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career growth within a dynamic and growing financial institution.</li><li>Collaborative and supportive work environment.</li><li>A culture of excellence and continuous improvement.</li></ul></p><p><b>A Day in the Life:</b>You'll analyze financial documents, assess credit risk, make lending decisions, and communicate with loan applicants and internal stakeholders.</p>