<p><b>What role you will play in team:</b>You will join a team of experienced professionals focused on ensuring the health and stability of our client’s loan portfolios.  Your focus will be on risk assessment and mitigation.</p><p><b>What you will do:</b>Your work will directly support the analysis and management of credit risk, ensuring compliance with internal and external guidelines.  You will build and utilize sophisticated models to help assess risk effectively.</p><p><b>Key responsibility:</b><ul><li>Analyze financial data to assess creditworthiness of borrowers and loan applications.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor loan performance and identify early warning signs of potential issues.</li><li>Conduct stress testing and scenario analysis to assess the impact of economic changes.</li><li>Prepare reports and presentations summarizing findings and recommendations to senior management.</li><li>Stay abreast of regulatory changes and industry best practices.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field.</li><li>1-3 years experience in a credit risk related role (preferably in BFSI).</li><li>Strong analytical skills and proficiency in statistical software (e.g., SAS, R, Python).</li><li>Excellent communication and presentation skills, ability to communicate complex information clearly.</li><li>Knowledge of regulatory frameworks related to credit risk management in India.</li><li>Experience working with large datasets and database management systems.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>A dynamic work environment with opportunities for professional development.</li><li>A collaborative and supportive team environment.</li><li>Opportunities for international collaboration with our global clients.</li></ul></p><p><b>A Day in the Life:</b>A typical day involves analyzing data, building and testing models, preparing reports, attending meetings, and collaborating with colleagues on various risk assessment projects.</p>