<p><b>What role you will play in team:</b> Lead and mentor a team of credit risk analysts, providing guidance and support on complex credit assessments.</p><p><b>What you will do:</b> Oversee the credit risk assessment process, ensuring adherence to regulatory requirements and internal policies.</p><p><b>Key responsibility:</b><ul><li>Lead and mentor a team of credit risk analysts.</li><li>Oversee the credit risk assessment process for a portfolio of loans.</li><li>Develop and implement credit risk management policies and procedures.</li><li>Monitor loan performance and identify potential problem accounts.</li><li>Prepare regular reports on credit risk to senior management.</li><li>Stay abreast of regulatory changes and best practices in credit risk management.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Master's degree in finance, accounting, or a related field.</li><li>8+ years of experience in credit risk management.</li><li>Strong understanding of credit risk modeling techniques.</li><li>Excellent communication and presentation skills.</li><li>Experience with regulatory compliance (e.g., RBI).</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for career advancement.</li><li>International work experience.</li><li>Health insurance</li><li>Paid time off</li><li>Retirement plan</li></ul></p><p><b>A Day in the Life:</b>A typical day involves reviewing credit risk reports, mentoring team members, and attending meetings.  You will collaborate with various departments to manage and mitigate credit risks.</p>