<p><b>What role you will play in team:</b>As a Credit Risk Associate, you will be a crucial part of our team, helping us to assess and mitigate potential risks associated with lending and investments.</p><p><b>What you will do:</b>You will conduct in-depth financial analysis, prepare credit reports, and contribute to the development and maintenance of our risk management framework.</p><p><b>Key responsibility:</b><ul><li>Conduct thorough due diligence on loan applications, reviewing financial statements and other relevant documents.</li><li>Prepare comprehensive credit reports and risk assessments for loan review committees.</li><li>Monitor the performance of existing loan portfolios and identify potential problem loans.</li><li>Assist in the development and implementation of credit risk policies and procedures.</li><li>Maintain accurate records of credit activities and ensure compliance with all relevant regulations.</li><li>Collaborate with other departments (e.g., lending, legal) to resolve credit-related issues.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>0-1 years of experience in credit risk or a related field (internships count).</li><li>Strong analytical and problem-solving skills with attention to detail.</li><li>Proficiency in Microsoft Excel and financial modeling software.</li><li>Excellent written and verbal communication skills.</li><li>Knowledge of banking regulations is a plus.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and comprehensive benefits package.</li><li>Opportunities for career growth and development within a dynamic and rapidly growing financial institution.</li><li>Supportive and collaborative work environment.</li><li>A culture of innovation and continuous improvement.</li></ul></p><p><b>A Day in the Life:</b>Your day might involve reviewing financial statements, preparing credit reports, attending meetings with the loan review committee, and collaborating with colleagues on risk management projects.</p>