<p><b>What role you will play in team:</b> You will be part of a dynamic team responsible for assessing and mitigating credit risk within the bank.  Your analysis will directly impact lending decisions and portfolio health.</p><p><b>What you will do:</b> You will conduct in-depth credit risk assessments, analyze financial statements, and develop credit risk models. You'll collaborate with other teams to ensure compliance with regulatory requirements.</p><p><b>Key responsibility:</b><ul><li>Conducting thorough credit risk assessments of potential borrowers.</li><li>Analyzing financial statements and credit reports to evaluate creditworthiness.</li><li>Developing and maintaining credit risk models and scoring systems.</li><li>Monitoring credit portfolio performance and identifying potential risks.</li><li>Preparing reports and presentations for senior management.</li><li>Collaborating with other departments to ensure compliance with regulatory requirements.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, accounting, economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and financial modeling software.</li><li>Excellent communication and presentation skills.</li><li>Knowledge of credit risk management principles and regulations.</li><li>Experience with financial statement analysis.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Collaborative and supportive work environment.</li><li>Comprehensive health insurance coverage.</li><li>Paid time off and holidays.</li></ul></p><p><b>A Day in the Life:</b> Your day will involve analyzing financial data, building models, collaborating with colleagues, and presenting your findings to senior management. You'll be challenged to think critically and creatively to solve complex problems.</p>