<p><b>What role you will play in team:</b> You will be a vital member of our credit risk team, assessing the creditworthiness of loan applicants and contributing to the overall risk management strategy of the organization.</p><p><b>What you will do:</b> You'll analyze financial statements, credit reports, and other relevant data to evaluate credit risk, ensuring accurate and timely credit decisions.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements, credit reports, and other relevant data to assess credit risk.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor credit performance and identify potential areas of concern.</li><li>Prepare credit risk reports and presentations for senior management.</li><li>Collaborate with other departments to ensure effective credit risk management.</li><li>Stay up-to-date on industry best practices and regulatory changes.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, accounting, economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in financial modeling and analysis.</li><li>Experience with credit scoring models and risk assessment methodologies.</li><li>Excellent communication and presentation skills.</li><li>Experience with relevant software such as SAS or R is preferable.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Positive and collaborative work environment.</li><li>Health insurance, paid time off, and other employee benefits.</li></ul></p><p><b>A Day in the Life:</b> You'll start your day by reviewing credit applications, performing detailed financial analysis, and making recommendations on loan approvals. You'll then collaborate with colleagues to ensure accurate credit risk assessment and maintain up-to-date risk management strategies.</p>