<p><strong>What role you will play in team:</strong> Contribute to the credit risk assessment and management functions within ICICI Bank's credit risk division.</p><p><strong>What you will do:</strong> Evaluate credit risk for various loan products, monitor portfolio performance, and implement risk mitigation strategies.</p><p><strong>Key responsibility:</strong><ul><li>Analyze credit applications and assess borrower creditworthiness.</li><li>Develop and maintain credit risk models.</li><li>Monitor portfolio performance and identify potential risks.</li><li>Implement and monitor risk mitigation strategies.</li><li>Prepare reports and presentations on credit risk metrics.</li><li>Collaborate with other teams to ensure effective risk management.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Economics, or a related field.</li><li>2-4 years of experience in credit risk management (preferred).</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in statistical software (e.g., SAS, R).</li><li>Excellent communication and presentation skills.</li><li>Understanding of credit risk regulations and policies.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and comprehensive benefits package.</li><li>Opportunities for professional development and growth.</li><li>Dynamic and challenging work environment.</li><li>Opportunities to work on large-scale projects.</li><li>Health insurance, paid time off, retirement plans.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves evaluating credit applications, analyzing data, developing risk models, and collaborating with team members to ensure effective risk management.</p>