<p><strong>What role you will play in team:</strong> You will be a key member of the credit risk team, contributing to the assessment and management of credit risk within the organization.  You'll work collaboratively with other analysts and senior team members to ensure effective risk mitigation strategies are in place.</p><p><strong>What you will do:</strong>  Your primary focus will involve analyzing credit applications, assessing borrower creditworthiness, and developing comprehensive credit risk reports. This includes financial statement analysis and developing risk mitigation plans.</p><p><strong>Key responsibility:</strong><ul><li>Analyze financial statements and credit reports to assess borrower creditworthiness.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor and evaluate the performance of existing credit portfolios.</li><li>Prepare credit risk reports and presentations for senior management.</li><li>Collaborate with other departments (e.g., sales, underwriting) to manage credit risk.</li><li>Stay updated on industry best practices and regulatory changes related to credit risk.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Economics, or a related field.</li><li>0-1 year of experience in credit risk or a related field (preferred).</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and financial modeling software.</li><li>Excellent communication and interpersonal skills.</li><li>Knowledge of credit risk management principles.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Collaborative and supportive work environment.</li><li>Health insurance, paid time off, and other employee benefits.</li><li>Work from home opportunities</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves reviewing credit applications, performing financial analysis, building risk models, collaborating with colleagues, and preparing reports. You will work closely with other risk professionals to ensure effective credit risk management.</p>