<p><strong>What role you will play in team:</strong>  You will be a key member of our credit risk team, responsible for managing and mitigating credit risk associated with housing loans.</p><p><strong>What you will do:</strong> You will conduct thorough credit assessments, analyze financial data, and monitor loan performance.</p><p><strong>Key responsibility:</strong><ul><li>Conduct thorough due diligence on loan applications.</li><li>Analyze financial statements, credit reports, and property valuations.</li><li>Assess creditworthiness and risk associated with housing loans.</li><li>Prepare credit risk reports and recommendations.</li><li>Monitor loan performance and identify potential problem loans.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or related field.</li><li>2-4 years of experience in credit risk management within the housing finance industry.</li><li>Strong understanding of credit risk principles and methodologies.</li><li>Excellent analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and other relevant software.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and comprehensive benefits package.</li><li>Growth opportunities within a rapidly expanding company.</li><li>Challenging and rewarding work environment.</li><li>Health insurance coverage.</li><li>Employee stock option plan.</li></ul></p><p><strong>A Day in the Life:</strong>  Involves analyzing loan applications, reviewing financial data, conducting property inspections, and working with a team to mitigate credit risk in the housing sector.</p>