<p><b>What role you will play in team:</b> You'll be responsible for overseeing the credit risk assessment process, ensuring compliance with regulatory requirements and internal policies. You'll play a key role in protecting the bank's assets.</p><p><b>What you will do:</b> You'll review credit applications, analyze financial statements, and make recommendations on credit approval or rejection.</p><p><b>Key responsibility:</b><ul><li>Oversee the credit risk assessment process for a portfolio of loans.</li><li>Review credit applications, analyze financial statements, and make recommendations on credit approval or rejection.</li><li>Monitor credit risk and identify potential problem loans.</li><li>Ensure compliance with regulatory requirements and internal policies.</li><li>Prepare reports on credit risk and portfolio performance.</li><li>Develop and maintain credit risk models.</li><li>Collaborate with other departments to manage risk effectively.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Master's degree in Finance, Accounting, Economics, or a related field.</li><li>5+ years of experience in credit risk management.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication and presentation skills.</li><li>Proficiency in Microsoft Excel and other data analysis tools.</li><li>Deep understanding of credit risk principles and regulatory requirements.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and a comprehensive benefits package.</li><li>Opportunities for career advancement and professional development.</li><li>A collaborative and dynamic work environment.</li><li>Excellent health insurance and retirement plans.</li><li>Paid time off and holidays.</li></ul></p><p><b>A Day in the Life:</b> Your day will consist of reviewing credit applications, analyzing financial data, making lending decisions, and collaborating with other teams. You'll be involved in ensuring the bank's credit risk is managed effectively and responsibly.</p>