<p><b>What role you will play in team:</b> You will be a part of a dynamic team responsible for assessing and mitigating credit risk across various loan portfolios. Your analytical skills will be crucial in identifying potential risks and developing strategies for risk management.</p><p><b>What you will do:</b> You will analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of borrowers. You will also develop and maintain credit risk models, and monitor the performance of existing loan portfolios.</p><p><b>Key responsibility:</b><ul><li>Conduct in-depth credit risk assessments for various loan products.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor the performance of existing loan portfolios and identify potential risks.</li><li>Prepare regular reports on credit risk exposures and mitigation strategies.</li><li>Collaborate with other teams to implement risk management policies and procedures.</li><li>Stay abreast of regulatory changes and industry best practices related to credit risk management.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, accounting, economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Excel and other data analysis tools.</li><li>Knowledge of credit risk management principles and techniques.</li><li>Excellent communication and interpersonal skills.</li><li>Experience with credit scoring models (preferred)</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package</li><li>Opportunities for professional development and advancement</li><li>Collaborative and supportive work environment</li><li>Health insurance, Paid Time Off</li><li>Performance based bonus</li></ul></p><p><b>A Day in the Life:</b> Your day will start with reviewing overnight reports and updating credit risk models. You will spend most of the day analyzing financial statements, conducting credit risk assessments, and preparing reports for senior management. </p>