<p><b>What role you will play in team:</b> You will be part of a dynamic team responsible for assessing and mitigating credit risk within the bank. You'll contribute to the development and implementation of credit risk models and policies.</p><p><b>What you will do:</b> You will analyze credit applications, assess borrower creditworthiness, and monitor existing credit portfolios.  You'll contribute to maintaining the integrity of our credit risk framework.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements and credit reports to assess credit risk.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor credit portfolio performance and identify potential areas of concern.</li><li>Prepare credit risk reports and presentations for senior management.</li><li>Collaborate with other departments to ensure effective credit risk management.</li><li>Stay updated on regulatory changes and industry best practices related to credit risk.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, accounting, economics, or a related field.</li><li>0-1 year of experience in credit risk or a related field (preferred).</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and other data analysis tools.</li><li>Excellent communication and presentation skills.</li><li>Knowledge of credit risk modeling techniques (preferred).</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Collaborative and supportive work environment.</li><li>Health insurance, paid time off, and other employee benefits.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves reviewing credit applications, analyzing data, preparing reports, attending team meetings, and collaborating with colleagues.  You'll be continuously learning and developing your skills within the credit risk domain.</p>