<p><b>What role you will play in team:</b> You will be a crucial member of our credit risk team, assessing and mitigating financial risks associated with PayPal's transactions and lending products.  Your analysis will directly impact PayPal's financial health and customer experience.</p><p><b>What you will do:</b> You will analyze data, build models, and monitor key risk indicators to identify and manage potential credit losses. You'll collaborate with various teams to implement risk mitigation strategies and contribute to a robust risk management framework.</p><p><b>Key responsibility:</b><ul><li>Develop and maintain credit risk models and scoring systems.</li><li>Analyze large datasets to identify trends and patterns related to credit risk.</li><li>Monitor portfolio performance and identify areas for improvement.</li><li>Develop and implement risk mitigation strategies.</li><li>Prepare reports and presentations summarizing risk assessments and recommendations.</li><li>Collaborate with other teams (e.g., product, engineering) to integrate risk management into product development.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Economics, Statistics, or a related field.</li><li>0-1 years of experience in credit risk management or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in SQL and statistical software (e.g., SAS, R).</li><li>Excellent communication and presentation skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Dynamic and collaborative work environment.</li><li>Work from home flexibility.</li><li>Health insurance.</li></ul></p><p><b>A Day in the Life:</b> Your day will involve analyzing data, building models, and collaborating with team members to manage credit risk. You'll use your analytical skills to identify and solve complex problems and work closely with other departments to implement risk mitigation strategies. You’ll be involved in the full life cycle of risk management.</p>