<p><b>What role you will play in team:</b>  You will be part of a team responsible for managing and mitigating credit risk across various loan portfolios.</p><p><b>What you will do:</b> You will conduct credit analysis, monitor loan performance, and contribute to the development of credit risk policies.</p><p><b>Key responsibility:</b><ul><li>Analyze loan applications and assess creditworthiness of borrowers.</li><li>Monitor the performance of existing loan portfolios and identify potential risks.</li><li>Prepare reports and presentations on credit risk for senior management.</li><li>Assist in the development and implementation of credit risk policies and procedures.</li><li>Collaborate with other departments, including loan origination and collections.</li><li>Maintain up-to-date knowledge of industry best practices and regulatory requirements.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, accounting, or a related field.</li><li>2-4 years of experience in credit risk management or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Experience with credit scoring models and techniques.</li><li>Excellent communication and presentation skills.</li><li>Proficiency in Microsoft Excel and other data analysis tools.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>A collaborative and supportive work environment.</li><li>Comprehensive training and development programs.</li></ul></p><p><b>A Day in the Life:</b> A typical day will involve analyzing financial data, preparing reports, meeting with colleagues, and contributing to the overall management of credit risk within the organization.</p>