<p><strong>What role you will play in team:</strong> You will be a part of a dynamic team responsible for assessing and managing credit risk within the organization. Your analysis will directly impact lending decisions and contribute to the overall financial health of the bank.</p><p><strong>What you will do:</strong> You will analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of borrowers.  You will prepare comprehensive credit reports and present your findings to senior management.</p><p><strong>Key responsibility:</strong><ul><li>Conduct in-depth financial analysis of prospective borrowers.</li><li>Assess credit risk and develop credit scoring models.</li><li>Prepare credit reports and presentations for senior management.</li><li>Monitor existing credit accounts and identify potential risks.</li><li>Maintain accurate records and comply with regulatory requirements.</li><li>Collaborate with other team members to ensure efficient workflow.</li><li>Stay updated on industry best practices and regulatory changes.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in financial modeling and analysis techniques.</li><li>Excellent written and verbal communication skills.</li><li>Experience with credit scoring models (preferred).</li><li>Knowledge of regulatory requirements related to credit risk management.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Dynamic and collaborative work environment.</li><li>Health insurance, paid time off, and retirement plan.</li><li>Work-life balance initiatives.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves reviewing financial statements, creating models, and presenting findings to your team. You will collaborate with colleagues and engage in ongoing professional development.</p>