<p><b>What role you will play in team:</b> You will be a crucial member of our credit risk team, contributing to the development and implementation of risk management strategies for PayPal's growing Indian market.</p><p><b>What you will do:</b> You will analyze credit risk, develop risk models, and monitor credit performance.  You will collaborate with other teams to ensure the safety and security of PayPal's financial operations.</p><p><b>Key responsibility:</b><ul><li>Develop and maintain credit risk models and scorecards.</li><li>Analyze credit applications and assess risk levels.</li><li>Monitor portfolio performance and identify areas for improvement.</li><li>Prepare reports and presentations summarizing risk findings and recommendations.</li><li>Collaborate with other departments, including fraud and compliance.</li><li>Stay current on industry best practices and regulatory changes.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, economics, or a related field.</li><li>0-1 years of experience in credit risk or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Excel and other data analysis tools.</li><li>Excellent communication and presentation skills.</li><li>Knowledge of credit scoring models and methodologies.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Collaborative and supportive work environment.</li><li>Health insurance and other benefits.</li><li>Paid time off.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves analyzing credit data, developing risk models, preparing reports, and collaborating with other team members to mitigate credit risk.</p>