<p><b>What role you will play in team:</b> You'll be a vital member of our credit risk team, contributing to the accurate assessment and management of credit risks across various loan products.</p><p><b>What you will do:</b> Analyze financial data, prepare reports, and make recommendations to mitigate risks associated with individual and business loans.</p><p><b>Key responsibility:</b><ul><li>Conduct in-depth analysis of credit applications.</li><li>Assess creditworthiness of borrowers.</li><li>Prepare comprehensive credit reports and risk assessments.</li><li>Monitor loan performance and identify potential defaults.</li><li>Collaborate with other departments to streamline processes.</li><li>Maintain accurate records and adhere to regulatory guidelines.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Experience with credit scoring models is a plus.</li><li>Proficient in MS Excel and other data analysis tools.</li><li>Excellent communication and interpersonal skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional growth.</li><li>Comprehensive health insurance.</li><li>Paid time off and leaves.</li><li>Performance-based incentives.</li></ul></p><p><b>A Day in the Life:</b> A day involves reviewing loan applications, analyzing financial data, communicating with borrowers, and preparing detailed risk assessments.</p>