<p><strong>What role you will play in team:</strong> You will work as a credit officer within the credit department. Your role will involve assessing and managing credit risk in line with organizational policy.</p><p><strong>What you will do:</strong> Review credit applications, analyze financial data and make recommendations to the credit committee. Regularly monitor and track loan performance.</p><p><strong>Key responsibility:</strong><ul><li>Review and analyze credit applications for completeness and accuracy.</li><li>Assess creditworthiness of applicants using various tools and techniques.</li><li>Prepare credit reports and make recommendations on loan approvals.</li><li>Monitor and track the performance of existing loan portfolios.</li><li>Maintain up-to-date knowledge of credit policies and procedures.</li><li>Liaise with other departments as needed.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in finance, accounting, or related field.</li><li>1-2 years of experience in credit analysis or a related field.</li><li>Strong analytical and problem-solving abilities.</li><li>Proficiency in Microsoft Excel and financial modeling software.</li><li>Excellent written and verbal communication skills.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>A collaborative and supportive work environment.</li><li>Comprehensive health insurance.</li><li>Paid time off and other company benefits.</li></ul></p><p><strong>A Day in the Life:</strong> You will spend your day reviewing credit applications, analyzing financial data, meeting with clients, and preparing credit reports.</p>