<p><b>What role you will play in team:</b> You will be a crucial member of our credit risk team, contributing to the development and implementation of credit risk models and policies.</p><p><b>What you will do:</b> You will analyze credit risk data, develop risk mitigation strategies, and monitor portfolio performance to ensure the financial health of the organization.</p><p><b>Key responsibility:</b><ul><li>Develop and maintain credit risk models using statistical techniques.</li><li>Assess creditworthiness of borrowers through financial statement analysis and credit scoring.</li><li>Monitor portfolio performance, identify emerging risks, and recommend mitigation strategies.</li><li>Prepare reports and presentations summarizing credit risk findings and recommendations.</li><li>Collaborate with other teams, including sales, underwriting and operations to ensure consistent risk management practices.</li><li>Stay abreast of regulatory changes and industry best practices related to credit risk management.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Economics, Statistics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in statistical software (e.g., SAS, R, Python).</li><li>Understanding of credit risk concepts and methodologies.</li><li>Excellent communication and presentation skills.</li><li>Experience with large datasets and databases is a plus.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Collaborative and supportive work environment.</li><li>Health insurance, paid time off and retirement plans.</li></ul></p><p><b>A Day in the Life:</b> You'll begin by reviewing data, then create reports, work on models, and collaborate with other team members. You might also spend time researching industry trends or attending meetings.</p>