<p><b>What role you will play in team:</b> You will be responsible for assessing the creditworthiness of potential borrowers and managing their accounts after loan approval.</p><p><b>What you will do:</b> You will conduct thorough credit assessments, prepare reports, and work closely with clients to ensure smooth processing and management of their loan accounts.</p><p><b>Key responsibility:</b><ul><li>Conduct thorough credit assessments of potential borrowers, analyzing financial statements and other relevant documentation.</li><li>Prepare comprehensive credit reports and recommendations for loan approvals or denials.</li><li>Manage loan accounts after approval, monitoring payments, and addressing any issues that may arise.</li><li>Maintain accurate records of all credit applications, decisions, and account activity.</li><li>Adhere to all company policies and regulatory requirements related to lending and credit risk management.</li><li>Collaborate effectively with colleagues in other departments to ensure a smooth and efficient loan process.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, accounting, or a related field.</li><li>0-1 years of experience in credit analysis or a related field.</li><li>Strong analytical and problem-solving skills, attention to detail, and excellent communication skills.</li><li>Proficiency in MS Office Suite.</li><li>Understanding of lending principles and credit risk management.</li><li>Ability to work independently and as part of a team.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>A positive and supportive work environment.</li><li>Comprehensive health insurance.</li><li>Paid time off and holidays.</li></ul></p><p><b>A Day in the Life:</b> Your day will be filled with reviewing financial statements, conducting credit assessments, preparing reports, and communicating with clients and colleagues.</p>