<p><strong>What role you will play in team:</strong> Evaluate credit applications and assess the risk associated with lending to individual borrowers.  Your decisions directly impact the company’s lending portfolio.</p><p><strong>What you will do:</strong> Analyze financial statements, credit reports, and other relevant documents to determine creditworthiness. You will make lending decisions based on established credit policies.</p><p><strong>Key responsibility:</strong><ul><li>Reviewing and analyzing loan applications.</li><li>Assessing the creditworthiness of borrowers.</li><li>Making lending decisions based on established policies.</li><li>Monitoring portfolio performance.</li><li>Managing risk associated with lending.</li><li>Maintaining accurate records and documentation.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>1-2 years of experience in credit underwriting or a related role.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication and interpersonal skills.</li><li>Knowledge of credit scoring models.</li><li>Proficiency in Microsoft Office Suite.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for career advancement.</li><li>Positive and supportive work environment.</li><li>Comprehensive training programs.</li><li>Health Insurance</li></ul></p><p><strong>A Day in the Life:</strong>  A typical day involves reviewing loan applications, assessing risk, making lending decisions, and interacting with borrowers and internal stakeholders.</p>