<p><b>What role you will play in team:</b>  You will be responsible for evaluating credit applications, assessing risks, and making lending decisions in accordance with bank policies.</p><p><b>What you will do:</b>  Analyze financial information, conduct due diligence, and prepare reports supporting credit decisions.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements, tax returns, and other relevant documents to assess creditworthiness.</li><li>Conduct thorough due diligence to verify information and identify potential risks.</li><li>Prepare comprehensive credit reports outlining the findings of your analysis.</li><li>Present your findings and recommendations to credit committees for review.</li><li>Adhere to all bank policies and procedures concerning lending and credit risk management.</li><li>Maintain accurate and up-to-date records of all credit-related activities.</li><li>Stay informed about industry trends and regulatory changes.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>2-4 years of experience in credit analysis or a similar role in the BFSI sector.</li><li>Strong analytical and problem-solving skills with an ability to interpret complex financial data.</li><li>Excellent attention to detail and accuracy in data analysis and reporting.</li><li>Proficiency in Microsoft Excel and other relevant financial software.</li><li>Effective communication skills (written and oral) with the ability to present complex information concisely.</li><li>Strong work ethic and ability to work both independently and collaboratively within a team.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package commensurate with experience.</li><li>Opportunities for professional development and advancement within the bank.</li><li>Collaborative and supportive team environment focused on teamwork and success.</li><li>Comprehensive health insurance coverage for employees and eligible dependents.</li><li>Paid time off and holidays according to company policy.</li><li>Employee recognition programs and performance-based bonuses.</li></ul></p><p><b>A Day in the Life:</b> Your day would involve reviewing credit applications, analyzing financial data, preparing reports, participating in team meetings, and collaborating with other team members.</p>