<p><strong>What role you will play in team:</strong> You will be a vital member of our credit risk team, contributing to the assessment and management of credit risk across various portfolios.  Your analysis will directly impact lending decisions and the overall financial health of the company.</p><p><strong>What you will do:</strong> You will analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of borrowers. You will also develop and maintain credit risk models and contribute to the development of credit policies.</p><p><strong>Key responsibility:</strong><ul><li>Conducting in-depth credit risk assessments of individual borrowers and corporate entities.</li><li>Developing and maintaining credit risk models and scoring systems.</li><li>Monitoring portfolio performance and identifying early warning signs of potential credit losses.</li><li>Preparing credit risk reports and presentations for senior management.</li><li>Collaborating with other teams, including sales and operations, to ensure effective credit risk management.</li><li>Staying up-to-date on industry best practices and regulatory changes related to credit risk.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>0-1 years of experience in credit risk management or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and other data analysis tools.</li><li>Excellent written and verbal communication skills.</li><li>Knowledge of credit risk modeling techniques is a plus.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Dynamic and collaborative work environment.</li><li>Medical insurance</li><li>Paid time off</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves reviewing financial statements, building credit risk models, and collaborating with team members to mitigate risks.  You will also spend time on research to stay current on industry trends and regulatory changes.</p>