<p><b>What role you will play in team:</b> You’ll be a vital member of our credit team, assessing risk and supporting lending decisions for micro housing finance.</p><p><b>What you will do:</b> You'll analyze financial data, conduct field visits, and prepare credit reports to help determine the creditworthiness of applicants.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements, credit reports, and other relevant data to assess credit risk.</li><li>Conduct field visits to verify information and assess collateral.</li><li>Prepare comprehensive credit reports with recommendations for approval or rejection.</li><li>Maintain updated knowledge of credit policies, procedures, and regulations.</li><li>Contribute to the development and improvement of credit risk management processes.</li><li>Collaborate with other team members to ensure efficient and effective credit analysis.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, accounting, or a related field.</li><li>1-2 years of experience in credit analysis or a related role.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication and interpersonal skills.</li><li>Proficiency in Microsoft Excel and financial software.</li><li>Knowledge of microfinance principles and practices (preferred).</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and comprehensive benefits package.</li><li>Opportunities for professional growth and career advancement within a dynamic organization.</li><li>Medical insurance and other employee welfare schemes.</li></ul></p><p><b>A Day in the Life:</b> A day involves analyzing financial data, conducting field visits, preparing credit reports, collaborating with team members, and ensuring adherence to credit risk management policies and procedures.</p>