<p><b>What role you will play in team:</b> You will be responsible for assessing and managing credit risk for a portfolio of borrowers.  This involves evaluating applications, monitoring performance, and taking appropriate actions to mitigate risk.</p><p><b>What you will do:</b> Analyze credit applications, verify information, and make lending decisions.  You will also monitor existing loans, identify potential problems, and take corrective actions.</p><p><b>Key responsibility:</b><ul><li>Analyze credit applications and supporting documentation to assess risk.</li><li>Conduct field visits to verify borrower information and collateral.</li><li>Make informed lending decisions based on risk assessment and company policy.</li><li>Monitor loan performance and take appropriate action to address delinquency or potential losses.</li><li>Maintain accurate records and documentation of credit activities.</li><li>Collaborate with other departments to ensure efficient loan processing.</li><li>Comply with all relevant regulations and internal policies.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Commerce, Finance or related field.</li><li>0-1 year experience in a credit related role. Freshers are welcome.</li><li>Strong analytical skills and attention to detail.</li><li>Excellent communication and interpersonal skills.</li><li>Ability to work independently and as part of a team.</li><li>Proficiency in MS Office Suite.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits.</li><li>Opportunities for professional growth and development.</li><li>Supportive and collaborative work environment.</li><li>Chance to contribute to a fast-growing company in the financial sector.</li></ul></p><p><b>A Day in the Life:</b> You'll be involved in rigorous analysis, field work, and collaboration with colleagues to ensure prudent lending practices.</p>