<p><strong>What role you will play in team:</strong> You'll be a key member of a team focused on mitigating credit risk within the rapidly evolving digital music industry. Your expertise in credit assessment will be vital in ensuring financial stability.</p><p><strong>What you will do:</strong>  You will independently assess the creditworthiness of clients, develop and refine credit risk models and provide recommendations to management on improving credit policies.</p><p><strong>Key responsibility:</strong><ul><li>Independently assess the creditworthiness of clients using various data sources.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor and analyze portfolio performance, identifying potential risks.</li><li>Prepare regular reports and presentations on credit risk metrics.</li><li>Collaborate with other teams to implement and improve credit risk management procedures.</li><li>Stay informed on industry trends and regulatory changes impacting credit risk.</li><li>Ensure compliance with all relevant regulations and internal policies.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>2-4 years of experience in credit risk management within a financial institution or a related field.</li><li>Proven ability to develop and implement credit risk models.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication, both written and verbal.</li><li>Proficiency in data analysis tools (e.g., SQL, Python).</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and comprehensive benefits package.</li><li>Opportunities for professional growth and development within a dynamic company.</li><li>Collaborative and innovative work environment.</li><li>Employee stock options.</li><li>Extensive health and wellness programs.</li></ul></p><p><strong>A Day in the Life:</strong> Your day will involve credit risk analysis, model development, report writing, collaborating with colleagues, and staying current on industry best practices.</p>