<p><strong>What role you will play in team:</strong> Lead and mentor a team of credit risk analysts, providing guidance and support on complex credit risk issues.  Your expertise will be critical in ensuring the bank's credit portfolio remains strong and stable.</p><p><strong>What you will do:</strong> Oversee the credit risk assessment process for large and complex loan applications.  Develop and implement credit risk policies and procedures.  Present findings and recommendations to senior management.</p><p><strong>Key responsibility:</strong><ul><li>Lead and mentor a team of credit risk analysts.</li><li>Oversee the credit risk assessment process for large and complex loan applications.</li><li>Develop and implement credit risk policies and procedures.</li><li>Monitor portfolio performance and identify potential risks.</li><li>Prepare regular reports on credit risk to senior management.</li><li>Ensure compliance with regulatory requirements.</li><li>Collaborate with other departments to manage credit risk effectively.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Master's degree in Finance, Economics, or a related field.</li><li>Minimum 3-5 years of experience in credit risk management.</li><li>Strong understanding of credit risk principles and methodologies.</li><li>Experience leading and mentoring teams.</li><li>Excellent communication, presentation, and interpersonal skills.</li><li>Proficiency in financial modeling and statistical software.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional growth and development.</li><li>Supportive and collaborative work environment.</li><li>Comprehensive health insurance.</li><li>Professional development allowance.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves reviewing credit risk reports, guiding the team, meeting with clients or stakeholders, attending meetings, preparing presentations for senior management.</p>