<p><strong>What role you will play in team:</strong> You will be a part of a dynamic team responsible for assessing and mitigating credit risk within the organization.  Your analytical skills will be crucial in evaluating loan applications and ensuring compliance with regulatory requirements. You will collaborate closely with other team members to provide comprehensive credit risk assessments.</p><p><strong>What you will do:</strong> You will analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of borrowers. You'll develop and maintain credit risk models and contribute to the development of credit risk policies. You will participate in credit risk reviews and audits.</p><p><strong>Key responsibility:</strong><ul><li>Analyze financial statements, credit reports, and other relevant data to assess credit risk.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor portfolio performance and identify potential risks.</li><li>Prepare credit risk reports and presentations for senior management.</li><li>Participate in credit risk reviews and audits.</li><li>Ensure compliance with regulatory requirements related to credit risk management.</li><li>Collaborate with other team members to provide comprehensive credit risk assessments.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, Economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication, both written and verbal.</li><li>Proficiency in Microsoft Excel and other financial software.</li><li>Understanding of credit risk concepts and principles.</li><li>Experience with credit scoring models (preferred, but not mandatory).</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and advancement.</li><li>Collaborative and supportive work environment.</li><li>Health insurance, paid time off.</li><li>Performance-based bonuses.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day might involve reviewing loan applications, analyzing financial data, participating in team meetings, and preparing reports. You'll also be involved in ongoing projects to improve credit risk models and processes.</p>