<p><b>What role you will play in team:</b> You will be a vital member of our credit risk team, contributing to the assessment and mitigation of credit risks across various portfolios.  Your analytical skills will directly impact our lending decisions and overall portfolio health.</p><p><b>What you will do:</b> Analyze financial statements, credit reports, and other relevant data to assess creditworthiness of borrowers. Prepare credit risk reports and presentations for senior management.  Collaborate with other teams to develop and implement credit risk policies.</p><p><b>Key responsibility:</b><ul><li>Conduct in-depth credit risk assessments of individual and corporate borrowers.</li><li>Develop and maintain credit risk models and scoring systems.</li><li>Monitor portfolio performance and identify potential credit risks.</li><li>Prepare regular credit risk reports and presentations for senior management.</li><li>Stay abreast of changes in credit risk regulations and best practices.</li><li>Collaborate with other teams to develop and implement credit risk policies and procedures.</li><li>Participate in special projects and initiatives as needed.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, economics, or a related field.</li><li>0-1 years of experience in credit risk or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and other data analysis tools.</li><li>Excellent written and verbal communication skills.</li><li>Understanding of financial statements and credit analysis techniques.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>A collaborative and supportive work environment.</li><li>Comprehensive training and onboarding program.</li><li>Health insurance, paid time off, and other employee benefits.</li></ul></p><p><b>A Day in the Life:</b> Your day will be filled with analysis, collaboration, and decision-making. You'll spend time reviewing financial data, building models, and discussing credit risk assessments with colleagues.</p>