<p><strong>What role you will play in team:</strong>  You will be an integral part of a team responsible for evaluating and approving loan applications, ensuring alignment with the bank's risk appetite.</p><p><strong>What you will do:</strong> You will analyze financial statements, credit reports, and other relevant information to assess the creditworthiness of loan applicants. You will make credit decisions based on your assessment, within established guidelines.</p><p><strong>Key responsibility:</strong><ul><li>Analyze financial statements, credit reports, and other relevant documentation to assess borrower creditworthiness.</li><li>Assess the risk associated with individual loan applications.</li><li>Make credit decisions within established guidelines and risk parameters.</li><li>Maintain accurate and up-to-date records of loan applications and decisions.</li><li>Communicate effectively with loan applicants and internal stakeholders.</li><li>Stay informed about changes in lending regulations and compliance requirements.</li><li>Contribute to the development and improvement of credit underwriting processes.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>0-1 year of experience in credit underwriting or a related role (Entry-level positions considered).</li><li>Understanding of financial statement analysis and credit risk assessment.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent communication and interpersonal skills.</li><li>Attention to detail and accuracy.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Positive and collaborative work environment.</li><li>Comprehensive health insurance.</li><li>Paid time off and holidays.</li></ul></p><p><strong>A Day in the Life:</strong>  A day might involve reviewing loan applications, analyzing financial statements, conducting credit checks, communicating with borrowers, and documenting credit decisions.</p>