<p><b>What role you will play in team:</b> You'll be a key part of the credit team, assessing the creditworthiness of clients and managing their credit facilities. You'll collaborate with other team members and departments to ensure smooth processes.</p><p><b>What you will do:</b> You'll analyze financial data, conduct due diligence, and prepare credit reports. You'll manage existing client relationships and ensure compliance with bank regulations.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements and credit reports of prospective and existing clients.</li><li>Conduct due diligence and assess credit risk.</li><li>Prepare credit proposals and recommendations for senior management.</li><li>Manage existing client relationships and maintain accurate records.</li><li>Monitor credit performance and take necessary actions to mitigate risk.</li><li>Ensure compliance with all bank policies and regulations.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>Minimum 1-2 years of experience in credit analysis or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Excellent written and verbal communication skills.</li><li>Proficiency in Microsoft Excel and financial modeling software.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for career progression and professional development.</li><li>Positive and supportive team environment.</li><li>Comprehensive training programs.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves reviewing financial statements, conducting due diligence, preparing credit reports, and interacting with clients and colleagues. You'll ensure each loan application is properly reviewed and mitigates credit risk.</p>