<p><b>What role you will play in team:</b>You will work as part of a team that evaluates loan applications to minimize risk and ensure profitability.</p><p><b>What you will do:</b>You will assess creditworthiness of loan applicants using various tools and techniques.</p><p><b>Key responsibility:</b><ul><li>Assess the creditworthiness of loan applicants.</li><li>Analyze financial documents such as income statements, balance sheets, and bank statements.</li><li>Verify information provided by applicants.</li><li>Calculate risk scores and make lending decisions.</li><li>Maintain accurate records of all credit assessments.</li><li>Collaborate with other team members to ensure compliance with lending regulations.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>2-4 years of experience in credit underwriting or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and other financial software.</li><li>Understanding of credit scoring models and risk assessment methodologies.</li><li>Excellent communication and interpersonal skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional growth and development.</li><li>A challenging and rewarding work environment.</li><li>Supportive team environment with opportunities for mentorship.</li><li>Opportunities for advancement based on performance.</li></ul></p><p><b>A Day in the Life:</b>A typical day involves reviewing loan applications, analyzing financial statements, making lending decisions, and collaborating with other team members.</p>