<p><b>What role you will play in team:</b> You will be a part of a dynamic team responsible for assessing and managing credit risk within the organization.  Your contributions will directly impact our lending decisions and overall financial health.</p><p><b>What you will do:</b>  You'll analyze financial data, develop risk models, and contribute to the development and implementation of credit risk policies.</p><p><b>Key responsibility:</b><ul><li>Analyze borrower creditworthiness using various financial statements and credit reports.</li><li>Develop and maintain credit risk models.</li><li>Monitor portfolio performance and identify emerging risks.</li><li>Prepare reports summarizing credit risk findings and recommendations.</li><li>Collaborate with other departments to ensure effective credit risk management.</li><li>Assist in the development and implementation of credit policies and procedures.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Economics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in MS Excel and financial modeling.</li><li>Understanding of credit risk concepts and methodologies.</li><li>Excellent communication and interpersonal skills.</li><li>Knowledge of relevant regulations and compliance requirements.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Collaborative and supportive work environment.</li><li>Health insurance, paid time off, and other employee benefits.</li><li>Flexible work arrangements.</li></ul></p><p><b>A Day in the Life:</b> A typical day involves reviewing credit applications, analyzing financial data, building models, communicating with colleagues and stakeholders, and contributing to credit risk reports and presentations.</p>