<p><strong>What role you will play in team:</strong> You will be a key member of the credit risk team, contributing to the development and implementation of credit risk strategies.  You'll work closely with other analysts and senior management to ensure the responsible growth of the credit card portfolio.</p><p><strong>What you will do:</strong>  You'll analyze credit risk data, build models, and monitor portfolio performance.  Your work will directly impact the company's ability to manage risk and make informed lending decisions.</p><p><strong>Key responsibility:</strong><ul><li>Develop and maintain credit risk models using statistical techniques.</li><li>Analyze credit risk data and identify trends and patterns.</li><li>Monitor portfolio performance and report on key risk indicators.</li><li>Contribute to the development and implementation of credit risk policies and procedures.</li><li>Collaborate with other teams to ensure seamless integration of credit risk management processes.</li><li>Prepare regular reports and presentations on credit risk issues.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Statistics, Economics, Finance, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in statistical software packages (e.g., SAS, R, Python).</li><li>Excellent communication and presentation skills.</li><li>Experience with credit risk modeling or portfolio management (preferred).</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>A dynamic and collaborative work environment.</li><li>Health insurance and paid time off.</li><li>Performance-based incentives and bonuses.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves analyzing data, building models, collaborating with colleagues, attending meetings, and preparing reports. You'll be constantly challenged to find new ways to improve our credit risk management processes.</p>