<p><b>What role you will play in team:</b> You will be a vital member of our credit risk team, contributing to the assessment and management of credit risk across our diverse portfolio of credit card customers.</p><p><b>What you will do:</b> You will analyze credit applications, develop risk models, and monitor credit performance, working collaboratively with other team members to mitigate potential losses.</p><p><b>Key responsibility:</b><ul><li>Analyze credit applications and supporting documentation to assess creditworthiness.</li><li>Develop and maintain credit scoring models and risk assessment tools.</li><li>Monitor portfolio performance and identify emerging credit risks.</li><li>Collaborate with other departments to improve credit risk management processes.</li><li>Prepare reports and presentations on credit risk trends and performance.</li><li>Maintain up-to-date knowledge of credit risk regulations and best practices.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Economics, Statistics, or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Excel, SQL, and statistical software.</li><li>Experience working with credit risk data and models.</li><li>Excellent communication and presentation skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Positive and collaborative work environment.</li><li>Excellent work-life balance.</li></ul></p><p><b>A Day in the Life:</b> A typical day might involve reviewing credit applications, analyzing credit bureau reports, updating risk models, and preparing reports for senior management.  You will collaborate with colleagues to troubleshoot risk issues and contribute to improving our risk management processes.</p>