<p><b>What role you will play in team:</b>  You'll be part of a team assessing and approving loan applications for personal and small business loans within a large financial conglomerate.</p><p><b>What you will do:</b> You'll review financial documents, assess risk, and make recommendations on loan approvals while complying with company policy and regulatory standards.</p><p><b>Key responsibility:</b><ul><li>Analyze credit applications, including financial statements, credit reports, and other relevant documentation.</li><li>Assess the creditworthiness of applicants and determine the level of risk involved.</li><li>Make recommendations on loan approvals or denials, adhering to credit policy guidelines.</li><li>Maintain accurate records of all credit applications and decisions.</li><li>Collaborate with other departments, such as sales and collections, to ensure smooth loan processing.</li><li>Stay updated on industry best practices and regulatory changes.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in finance, accounting, or a related field.</li><li>1-2 years of experience in credit underwriting.</li><li>Strong analytical and problem-solving skills.</li><li>Good understanding of credit risk and financial analysis.</li><li>Proficiency in Microsoft Excel and other relevant software.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for career growth and advancement within a large organization.</li><li>Comprehensive training and development opportunities.</li><li>Positive and supportive work environment.</li></ul></p><p><b>A Day in the Life:</b>  A typical day involves reviewing loan applications, conducting credit analysis, making approval recommendations, documenting decisions, and collaborating with other departments to ensure a seamless loan process.</p>