<p><b>What role you will play in team:</b>  You will be a key member of our team responsible for assessing and managing the credit risk associated with housing loans.</p><p><b>What you will do:</b> Evaluate loan applications, conduct property inspections, and manage the loan disbursement process.</p><p><b>Key responsibility:</b><ul><li>Review and analyze loan applications for housing finance.</li><li>Conduct field visits and property inspections to assess collateral value.</li><li>Assess creditworthiness of applicants, considering financial statements and credit history.</li><li>Prepare credit appraisal reports and make recommendations regarding loan approvals.</li><li>Monitor loan performance and identify potential risks.</li><li>Ensure compliance with regulatory requirements and company policies.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Banking, or a related field.</li><li>1-2 years of experience in credit appraisal or loan processing.</li><li>Strong understanding of housing finance industry.</li><li>Excellent communication and interpersonal skills.</li><li>Ability to work independently and as part of a team.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career growth.</li><li>Challenging and rewarding work environment.</li><li>Health insurance, paid time off.</li></ul></p><p><b>A Day in the Life:</b> Your day might involve reviewing loan applications, conducting field visits, preparing reports, and collaborating with other team members.</p>