<p><strong>What role you will play in team:</strong> You will be a vital member of our credit risk team, performing credit analysis on a diverse portfolio of clients. Your work will directly impact lending decisions and contribute to the overall financial health of the organization.</p><p><strong>What you will do:</strong> You will assess creditworthiness, develop financial models and prepare credit reports. Your analysis will guide the credit approval process and help mitigate risk.</p><p><strong>Key responsibility:</strong><ul><li>Conduct in-depth financial analysis of prospective borrowers.</li><li>Develop and maintain credit risk models.</li><li>Prepare comprehensive credit reports and recommendations.</li><li>Monitor existing credit accounts and identify potential risks.</li><li>Collaborate with other departments to ensure compliance with regulatory requirements.</li><li>Contribute to the development and improvement of credit risk policies and procedures.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in Finance, Accounting, or related field.</li><li>Excellent analytical and problem-solving skills.</li><li>Strong understanding of financial statements and credit risk principles.</li><li>Proficiency in financial modeling software.</li><li>Strong communication, both written and verbal.</li><li>Excellent attention to detail.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and growth.</li><li>Collaborative and supportive work environment.</li><li>Health insurance.</li><li>Paid time off.</li></ul></p><p><strong>A Day in the Life:</strong> A typical day involves reviewing financial statements, building financial models, and preparing credit reports. You will collaborate with colleagues and present your findings to senior management.</p>