<p><b>What role you will play in team:</b> You will be a crucial member of our credit risk team, conducting thorough assessments of loan applications and contributing to the bank's overall risk management strategy. </p><p><b>What you will do:</b> Analyze financial statements, assess creditworthiness of borrowers, prepare credit reports, and participate in credit committee meetings.</p><p><b>Key responsibility:</b><ul><li>Analyze financial statements and credit reports of prospective borrowers.</li><li>Assess credit risk and develop credit scoring models.</li><li>Prepare comprehensive credit proposals for review by senior management.</li><li>Monitor existing loan portfolios and identify potential risks.</li><li>Maintain accurate and up-to-date credit files.</li><li>Ensure compliance with all relevant regulations and policies.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Finance, Accounting, or a related field.</li><li>0-1 years of experience in credit risk or a related field.</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in Microsoft Excel and financial modeling techniques.</li><li>Excellent communication and presentation skills.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development and career advancement.</li><li>Positive and supportive work environment.</li><li>Medical insurance, paid leaves.</li></ul></p><p><b>A Day in the Life:</b> You'll start your day by reviewing financial statements and performing credit assessments. You'll spend the rest of the day preparing reports and attending meetings, and constantly monitor the loan portfolio.  You will collaborate with other team members to ensure accurate risk assessments.</p>