<p><b>What role you will play in team:</b> You will be a key member of the credit team, responsible for evaluating loan applications and managing credit risk within your portfolio. </p><p><b>What you will do:</b> Analyze financial documents, conduct field visits, and make informed lending decisions.</p><p><b>Key responsibility:</b><ul><li>Evaluate loan applications and assess creditworthiness of borrowers.</li><li>Conduct thorough financial analysis of borrowers.</li><li>Conduct field visits to verify information and assess risk.</li><li>Prepare credit reports and recommendations for loan approvals.</li><li>Monitor and manage assigned loan portfolio.</li><li>Maintain accurate records and documentation.</li></ul></p><p><b>Required Qualification and Skills:</b><ul><li>Bachelor's degree in Commerce, Finance, or a related field.</li><li>2-4 years of experience in credit appraisal or risk management.</li><li>Strong understanding of credit risk assessment principles.</li><li>Excellent communication and interpersonal skills.</li><li>Proficiency in MS Office suite.</li></ul></p><p><b>Benefits Included:</b><ul><li>Competitive salary and benefits package.</li><li>Opportunities for professional development.</li><li>Performance-based incentives.</li><li>Medical insurance.</li><li>Paid time off.</li></ul></p><p><b>A Day in the Life:</b> Your day will involve reviewing credit applications, conducting field visits to assess potential borrowers and their businesses, and finally reporting your findings and recommendations.</p>