<p><strong>What role you will play in team:</strong> You will be a vital part of the credit risk team, assisting senior associates in assessing risks associated with customer loans, developing and executing plans to mitigate these risks.</p><p><strong>What you will do:</strong> This role involves data analysis, conducting risk assessments, and presenting your findings to senior management. You’ll contribute to improving our credit risk management processes.</p><p><strong>Key responsibility:</strong><ul><li>Analyze credit applications and associated financial documents.</li><li>Perform risk assessments on loan applications.</li><li>Develop and maintain credit scoring models.</li><li>Monitor credit risk trends and identify potential problems.</li><li>Assist in the development and implementation of credit risk policies and procedures.</li><li>Collaborate with other departments to ensure a consistent and risk-mitigated approach to lending.</li></ul></p><p><strong>Required Qualification and Skills:</strong><ul><li>Bachelor's degree in a relevant field (Finance, Statistics, Economics).</li><li>Strong analytical and problem-solving skills.</li><li>Proficiency in MS Excel and data analysis techniques.</li><li>Excellent written and verbal communication skills.</li><li>0-1 years of experience preferred.</li><li>Knowledge of credit risk management principles is a plus.</li></ul></p><p><strong>Benefits Included:</strong><ul><li>Competitive salary and benefits.</li><li>Opportunities for professional growth and development.</li><li>A positive and supportive work environment.</li><li>Comprehensive health insurance.</li><li>Paid time off and other employee benefits.</li></ul></p><p><strong>A Day in the Life:</strong> Reviewing loan applications, analyzing data, building models, communicating with colleagues, and helping to ensure the safety and profitability of the loan portfolio.</p>